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New Contributor
noncontrol
Posts: 75
Registered: ‎02-01-2012

new cards and questions

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‎10-10-2012 03:20 PM

Just got a chase freedom 3000 dollar limit and a discover it with a 4000 dollar limit and since I closed on my house last month my local bank signed me up for a homeowners card 5/3 bank with just 500 dollars. Now I'm wondering should I call and ask for a cl or wait a few months? 500 bucks dont really do me much of good since I got the chase should I just put it in my wallet and not worry. Also have a cap1 with 1300 but have had forever and that's it.
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Shogun
Posts: 7,354
Registered: ‎04-15-2011

Re: new cards and questions

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‎10-10-2012 03:50 PM

Maybe wait for about 6 months and then request a CLI.

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
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Frequent Contributor
shakalaka
Posts: 432
Registered: ‎09-10-2012

Re: new cards and questions

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‎10-10-2012 03:57 PM

Congrats

 

I would garden 6 months or so and then request a CLI. Maybe your other cards will have grown also by then.


Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,000) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 726 (5/13) EQ 690 (4/27) EX 714 (1/26)
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Established Contributor
namvet
Posts: 846
Registered: ‎09-22-2011

Re: new cards and questions

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‎10-10-2012 04:16 PM

I agree with above posters.   Wait 6 months to a year.

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New Contributor
noncontrol
Posts: 75
Registered: ‎02-01-2012

Re: new cards and questions

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‎10-10-2012 04:25 PM

Alright thanks guys probably won't apply for anything else either
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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: new cards and questions

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‎10-10-2012 04:25 PM

Congrats and btw +1 I would wait atleast 6 months as well if I was you.

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