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Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
0

new member.....??? Barclays NFL card

 

 

hey guys...

 

newbee here....

 

On my way back from a total rebuild.....in 2005  eq 645 TU 675 ex 650.....

 

I have a cap one 2000 limit  0 balance DISC 1300.00    0 balance ....walmart 850     375 balance and a cheveron 750  300 balance  BB store 750 limit  400 bal....

 

tried and was declined   paid 4 cards totally off this month but closed them all down....(Not wise I know)

 

Barclays reasons back in August  were

 

High utilization on another credit card

 

High number of recent inquires

 

Insufficent income..

 

Not planning on getting a new job anytime soon,other 2 will heal with time....Anything else I can do

 

 

MY Chicago Bears  BARCLAYS is calling my name

 

thanks

 

 

 

 

 


Epic Contributor
Creditaddict
Posts: 20,128
Registered: ‎10-23-2007
0

Re: new member.....??? Barclays NFL card

Barclay has a sensitive computer system for instant approvals.... you  need to call the back door number in sticky above... think within 60 days.... they are fab and can over ride in just a couple minutes.

Fico Scores: EQ- HATE U, TU 671 GE, EX 669 Chase(09-15-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
Established Contributor
FloridaState12
Posts: 614
Registered: ‎08-24-2011
0

Re: new member.....??? Barclays NFL card


amercnchopz34 wrote:

 

 

hey guys...

 

newbee here....

 

On my way back from a total rebuild.....in 2005  eq 645 TU 675 ex 650.....

 

I have a cap one 2000 limit  0 balance DISC 1300.00    0 balance ....walmart 850     375 balance and a cheveron 750  300 balance  BB store 750 limit  400 bal....

 

tried and was declined   paid 4 cards totally off this month but closed them all down....(Not wise I know)

 

Barclays reasons back in August  were

 

High utilization on another credit card

 

High number of recent inquires

 

Insufficent income..

 

Not planning on getting a new job anytime soon,other 2 will heal with time....Anything else I can do

 

 

MY Chicago Bears  BARCLAYS is calling my name

 

thanks

 

 

 

 

 


Don't apply if you have any recent TU inquiries. I just applied for the Indianapolis one (save the jokes) and was declined solely because I had recent TU inquiries. Even called for a recon and the rep said he couldnt do anythhing because I had too many inquiries. Not a big deal since Bank of America approved me right after they denied me. BoA > Barclays
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Epic Contributor
Creditaddict
Posts: 20,128
Registered: ‎10-23-2007
0

Re: new member.....??? Barclays NFL card

I hate it when credit reps get so wrapped up in INQ... if INQ are a fine, then companies like cable, electric, bottle water, gas.. ETC should NOT be allowed to pull HARD pulls... it's obsured.

Fico Scores: EQ- HATE U, TU 671 GE, EX 669 Chase(09-15-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
Established Contributor
teenastie
Posts: 638
Registered: ‎07-28-2011
0

Re: new member.....??? Barclays NFL card


Creditaddict wrote:

I hate it when credit reps get so wrapped up in INQ... if INQ are a fine, then companies like cable, electric, bottle water, gas.. ETC should NOT be allowed to pull HARD pulls... it's obsured.


+100 if they dont report to our CR's on a monthly basis they shouldn't require inquiries that undermine our credit scores!!!

Viva la revolution!!! :smileysurprised:



Valued Member
coder2010
Posts: 36
Registered: ‎10-29-2010
0

Re: new member.....??? Barclays NFL card

How many inqs did you guys have?

New Contributor
mstew
Posts: 160
Registered: ‎08-10-2011
0

Re: new member.....??? Barclays NFL card

This doesn't make sense to me. I was approved via recon and I had 15+ inqs on my TU

Wallet: American Express ZYNC, Barclaycard Financing Visa, Capital One No Hassle Cash MC

Sock Drawer: Capital One Platinum, Best Buy Reward Zone MC, GEMB Wal-Mart (Store only), WFN JCrew (Store), First Premier (Only until June when the AF hits again)
Valued Contributor
clocktick
Posts: 1,604
Registered: ‎12-07-2008
0

Re: new member.....??? Barclays NFL card

Sometimes it depends on who's on the other end of the phone!

11/30/08 TU 648 EX 672 EQ 656 JUNE 2014 TU 779 EX 764 EQ 721
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Frequent Contributor
Ortz33__
Posts: 290
Registered: ‎11-10-2010
0

Re: new member.....??? Barclays NFL card

i am also interested in their nfl card but will have to wait 6 months.  i just got an apple visa.  going to wait and app for either priceline or NFL or maybe both!  i am a GIANTS fan.  !! !

 

please keep us updated. do you plan on apping soon OP?

Frequent Contributor
Ortz33__
Posts: 290
Registered: ‎11-10-2010
0

Re: new member.....??? Barclays NFL card

BTW. how high a balance did you have?


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