@timotheus1911 wrote:Have been trolling on board for a while trying to learn and improve my credit score. Recently purchased vehicle and was given a very high apr because score was 588. After having vehicle only 1 month I went to my bank and asked for help. Bank vp agreed to refi vehicle Loan after 3 on time pymts, which saved me a whole year worth of pymts. I have since been testing waters on getting a few credit cards. Applied alot of places and ended up with 4 approvals. I hope it will eaise my scores. Capital one $300, credit one $400, Kays jewlery, $400,Jareds $400. I hope to Raise the limits also. I am going to stop the app spree for now and try to keep reasonable Limits. Any and all help would be greatly appreciated.
Welcome to the forum
No trolling tho LOL
Congarts on the auto refi and cards 
Head over to the garden thread and join for support and 6-9 months of gardening to raise your scrores and build payment history 