Credit Cards

[coachmiff]

who only pulls experian and trans union? and is it safe to come out of the garden after no app's for 6 months?

[djrez4]

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coachmiff wrote:

who only pulls experian and trans union? and is it safe to come out of the garden after no app's for 6 months?

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No one is going to be a 100% guaranteed pull from EX or TU.  There are always surprises.

To answer your second question, we need more info about your credit profile.  How many accounts do you have?  How many were opened 6 months ago?  how many inquiries?  What derogatory remarks do you have on your reports?

[mirachi]

Unfortunately, most cccs seemed to like pulling my experian report - citi, chase, Amex, Commenity

Barclays & discover pulled transunion.

[coachmiff]

4 open acoounts which includes car loan

usaa master card 1500--o balance--opened 3/2011

navy visa 7000-o balance-opened 7/2012

military star-o balance-opened 11/2011

cap 1 auto 2800--paid off sept 2013--opened 11/2007

3 baddies 0 balance 2008 co's (ex girlfriend fraud--still fighting to get removed)--have had 7 removed in last 4 months

total debt 2800

income 46k

scores near 700

[kevinjjc]

I'm in New York. In my experience, Chase pulls EX.

Barclays is known to always pull TU, they may will also pull other reports on recon.

GECRB issued cards like Walmart, JCP, Lowe's, etc. pull TU.

[jsucool76]

+1 to kevin

Barclays and GE almost always pull TU, but there is always a chance they'll pull something else.