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Is 7.99 the lowest apr anyone can get from nfcu or is that already including the prime rate. If I got 7.74 plus prime =10.99 then the lowest should be 7.99, seems like they mean 7.99 with prime rate added already? My oldest son wants to apply and I was curious about apr.
@ShiningDown wrote:Is 7.99 the lowest apr anyone can get from nfcu or is that already including the prime rate. If I got 7.74 plus prime =10.99 then the lowest should be 7.99, seems like they mean 7.99 with prime rate added already? My oldest son wants to apply and I was curious about apr.
Yes, the lowest rate on the NFCU Visa/MC Platinum is 7.99 (X+Prime=7.99)
Have you requested an APRD yet...are eligible for APRD review once in 12 month period, if interested send a secure msg online or call, can get an instant yes, no or gone to review response.
Pretty sure that's 7.99 + prime (I'm going to go look)
I don't even know where my terms are anymore.
If the APR is fixed at 7.99, that means it does not depend on the Prime Rate.
@MamboItaliano wrote:Pretty sure that's 7.99 + prime (I'm going to go look)
I don't even know where my terms are anymore.
X+Prime = 7.99 for the NFCU Platinum Visa/MC, for those who qualify
https://www.navyfederal.org/products-services/cards/creditcards/creditcard-rates.php
@HiLine wrote:If the APR is fixed at 7.99, that means it does not depend on the Prime Rate.
Correct, very few cc products are fixed rate these days, one that comes to mind IIRC is the PSECU Visa.
@score_building wrote:
@MamboItaliano wrote:Pretty sure that's 7.99 + prime (I'm going to go look)
I don't even know where my terms are anymore.
X+Prime = 7.99 for the NFCU Platinum Visa, for those who qualify
https://www.navyfederal.org/products-services/cards/creditcards/creditcard-rates.php
Thanks for the link. The way I read it, 7.99% is the minimum rate. The actual rate varies depending on the Prime Rate.
@HiLine wrote:
@score_building wrote:
@MamboItaliano wrote:Pretty sure that's 7.99 + prime (I'm going to go look)
I don't even know where my terms are anymore.
X+Prime = 7.99 for the NFCU Platinum Visa, for those who qualify
https://www.navyfederal.org/products-services/cards/creditcards/creditcard-rates.php
Thanks for the link. The way I read it, 7.99% is the minimum rate. The actual rate varies depending on the Prime Rate.
Based on current prime rate which is 3.25.
@score_building wrote:
@HiLine wrote:
@score_building wrote:
@MamboItaliano wrote:Pretty sure that's 7.99 + prime (I'm going to go look)
I don't even know where my terms are anymore.
X+Prime = 7.99 for the NFCU Platinum Visa, for those who qualify
https://www.navyfederal.org/products-services/cards/creditcards/creditcard-rates.php
Thanks for the link. The way I read it, 7.99% is the minimum rate. The actual rate varies depending on the Prime Rate.
Exactly, current prime rate is 3.25.
That low? My credit cards are charging me 5 times as much!