Reply
Established Contributor
Posts: 1,045
Registered: ‎12-30-2007
0

nfcu questions..calling all nfcu experts..

ok finally got some of my nfcu info today, but not my online access info and I called and they wouldn't give it to me online..
 
is there anyway to apply online without userid and password? i have access number and chkg, savings acct #s?
 
second, some of you said you applied for both visa and mc at same time? how did you do that bc my husband tried online and it didn't give an option for that..
 
also i've seen some of you apply for a navy loc, is that like a loan? did you do that at the same time also??
 
ok think that's all the questions for now!! hahah any help is greatly appreciated Smiley Happy
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Established Contributor
Posts: 709
Registered: ‎04-20-2008
0

Re: nfcu questions..calling all nfcu experts..

[ Edited ]
yes i applied with just my access number, click the link below the first link when applying.
 
Yes NAVY LOC is like a loan.. you get approved for say 10k, and if you need say 2k (500 dollar incriments) you can take it out of your LOC.
 
You can apply for the MC then the VISA it will be 2 hard pulls though. Unless you do the mail in form then its 1 pull.
 
hope this helps.


Message Edited by fender on 06-02-2008 01:23 PM
"WTB Access Number"
Established Contributor
Posts: 1,045
Registered: ‎12-30-2007
0

Re: nfcu questions..calling all nfcu experts..

they first says if you have account access, it wont let me bc i have no user id and password? were you able to app for both cards? i've seen quite a few do both visa and mc at same time and a loc?
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Established Contributor
Posts: 709
Registered: ‎04-20-2008
0

Re: nfcu questions..calling all nfcu experts..

[ Edited ]
The one below that, you dont need online access.
 
it says:
 




Message Edited by fender on 06-02-2008 01:25 PM
"WTB Access Number"
Established Contributor
Posts: 1,045
Registered: ‎12-30-2007
0

Re: nfcu questions..calling all nfcu experts..

were u able to apply for multiple cards or just one?  someone told me that with one pull you could apply for both and a loc? is that true do you know?
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Established Contributor
Posts: 709
Registered: ‎04-20-2008
0

Re: nfcu questions..calling all nfcu experts..

If you mail in the app that is true, online its one pull per app.
"WTB Access Number"
Established Contributor
Posts: 1,045
Registered: ‎12-30-2007
0

Re: nfcu questions..calling all nfcu experts..

oh ok..makes sense..thanks for info..and good luck w/ur app
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Valued Contributor
Posts: 1,451
Registered: ‎03-19-2008
0

Re: nfcu questions..calling all nfcu experts..

bama-
You can always apply over the phone, too. I'm surprised they didn't tell you that while you were on the phone w/ them. You don't have to wait for online access.
 
 
And, from personal experience, even though it can be a b*** to not get in online ASAP, they actually have some REALLY good checks & balances in place for ID theft. My purse was stolen last summer & I got a letter a week later from NFCU that said "Thank you for calling to change your telephone priveledges to allow for account transfers over the phone! To confirm this change, please call XXXX".. it was dated one day AFTER my purse was stolen.
 
The chump that took my purse (which had my mil ID, cell phone checkbook, SS card, bank card, NFCU card w/ access number......) had called NFCU immediately and made it so they would have been able to call up any time and do transfers from my bank account to whoever's bank account!!!! Can you believe that??? BUT, since NFCU is so SMART, they noted the change, but sent me a letter to my home address to confirm the change before they would actually allow access to this feature. Thank GOODNESS., Otherwise, even with cancelling all my cards, this person would have still been able to syphon from my bank account, and I woudl have had almost no way to prove that I hadn't authorized it. Unbelievable.
 
I really really love NFCU.
Regular Contributor
Posts: 175
Registered: ‎04-01-2008
0

Re: nfcu questions..calling all nfcu experts..

just a quick question on navchek loc (sorry on hijack of thread)
ok they approved me for $5,000.00. Your APR will be .00%..... but what is my APR? lol it missing in the email status online. everyone at set apr or something?
4/29/08 TU: 635 (2/1) EQ: 663 (1/1) EX: 652 (1/1)
6/07/08 TU: 688 (2/1) EQ: 672 (1/1) EX: 679 (1/1)
CA/CO
Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007
0

Re: nfcu questions..calling all nfcu experts..



antsmith101 wrote:
just a quick question on navchek loc (sorry on hijack of thread)
ok they approved me for $5,000.00. Your APR will be .00%..... but what is my APR? lol it missing in the email status online. everyone at set apr or something?



I think it is 0 until you borrow some money. Smiley Happy 12% is about average I think.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.