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nfcu

Established Contributor

nfcu

have a question for nfcu experts..i sent in my application and applied for both mc and visa bc i understood it's only 1 pull..i used the site online to see if it could tell me anything..it says i was approved for visa for $6500, was hoping it would be higher bc i guess w/current credit crunch i should just be thankful..
 
but it didnt have anything on there about mc????
 
 
any ideas??
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 1 of 14
13 REPLIES
Frequent Contributor

Re: nfcu

lol.......Yes you should be gr8tful I had a 682 and was denied! but they sent me a form to reapply with a code! whatever i havent yet! but thats a nice limit is that your highest or no! NFCU reps are wonderful! I ve heard generous too! anywhoo CONGRATS the applications are one inq. but they usually finish one at a time! thats how mine was! Smiley Tongue
~EveryThing Is Within REach~FICO FORUM roCKs.....
Message 2 of 14
Established Contributor

Re: nfcu

oh ok thanks mrsanderson..good luck w/your future app, i'll keep my finger crossed and think good approval thoughts for u
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 3 of 14
Frequent Contributor

Re: nfcu

Yes lol I told my hubby ill apply once my score updates should have a +720 at least lol...Thanks i will need all the aproval angels I can get haha!!!GL youll probally get 6500 on the other card! so thats what 13,000 not bad hun! Smiley Wink
~EveryThing Is Within REach~FICO FORUM roCKs.....
Message 4 of 14
Established Contributor

Re: nfcu

if you dont mind me asking what was your denial reason? your scores are better than mine..and yea if i can get $6500 on both that would so totally rock!
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 5 of 14
Frequent Contributor

Re: nfcu

i had one baddie on Eq which isnt mine its from 2005of May and it was in disputes my only letter said derog thts it didnt say from what but thts all i had on there it should be removed next month my letter that they sent me doesnt have a expiration date on it! i called in and the rep said i qualify for the card so im taking baby steps bc ive read where people have had lower 600 even 500 have gotten approved with awesome limits!but mind you I havent had CC on my report only car loan paid and 11 installment accts paid as agreed! so who knows???? I will in the future apply again bc there the BEST!!!! I have 4 new cards w awesome limits and low apr!!! Chase loves me!!!


Message Edited by mrsanderson on 06-20-2008 06:09 PM
~EveryThing Is Within REach~FICO FORUM roCKs.....
Message 6 of 14
Established Contributor

Re: nfcu

Super Congrats bamagirl!!! Smiley Happy
 
A $6,500 initial credit limit on a Visa from NFCU is certainly
nothing to sneeze at. I'm glad they finally made a decision
in your favor. Smiley Happy
 
Your Mastercard app is most likely still in the pipeline. Just because
you applied for both at the same time doesn't necessarily mean they
approve both at the same time. So if you want to know for sure what's up
with your MC application, just give them a call at 888 842 6328. Ask for
credit card services. The decisionmakers are only there Mon thru Fri during
the day but someone is in the office 24/7 and will be able to give you details
on your MC app. Smiley Happy
 
Once again, Congratulations on the new Visa! Smiley Very Happy
 
CanDo
 
"The right attitude is everything"
Message 7 of 14
Senior Contributor

Re: nfcu

I wouldn't bet my life on one credit pull for two credit cards.
Message 8 of 14
Frequent Contributor

Re: nfcu

I applied for both it was only one inq! i wish i would have done that with chase! man i wanted more than one card! I just didnt knw now i will!
~EveryThing Is Within REach~FICO FORUM roCKs.....
Message 9 of 14
Valued Member

Re: nfcu

I have a NavLoc, MC and Visa.  It was 3 separate hits and I applied all on the same day.  This was last month.
 
Congrats...
Message 10 of 14