no frills card

[rootpooty]

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@Crashem wrote:
Not sure of point of this thread. Lots of rewards cards with no af. Why not get points/cash back if no cost?

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cause there are alot of people like me and the op who just want things plain jane. low apr with a good cl and im happy. plus it seems the cards that do have great cash back points either have high apr or an annual fee or just impossible to get lol

[Crashem]

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@rootpooty wrote:

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@Crashem wrote:
Not sure of point of this thread. Lots of rewards cards with no af. Why not get points/cash back if no cost?

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cause there are alot of people like me and the op who just want things plain jane. low apr with a good cl and im happy. plus it seems the cards that do have great cash back points either have high apr or an annual fee or just impossible to get lol

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Strange. I see a lot of cu cards with lowish apr, no af, and rewards.

[Smug]

RING ALL THE WAY!

[boomhower]

Another vote for either the Ring card or a CU card, I'd go with a CU card. 

[CreditCrusader]

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@boomhower wrote:

Another vote for either the Ring card or a CU card, I'd go with a CU card. 

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+1 on the local credit union suggestion. They will usually give you the best high-limit/low interest combo possible unless you are fortunate enough to be eligible for NFCU

[learnin113]

No frills card - Easy, plenty around almost all lenders have one.  The 3-4 K is the tricky part.  This usually (with few exceptions) require a CS over 700. Good luck.

[bbb3601]

thank you for your responses. I will go with ring if anyone cares. obviously eq score is my lowest. I have a apple card. called barclay's and they said after apple hits 6 months (next month) getting 3-4 won't be a problem. she said worst case i could transfer some of my apple line.

[pipeguy]

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@rootpooty wrote:

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@Crashem wrote:
Not sure of point of this thread. Lots of rewards cards with no af. Why not get points/cash back if no cost?

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cause there are alot of people like me and the op who just want things plain jane. low apr with a good cl and im happy. plus it seems the cards that do have great cash back points either have high apr or an annual fee or just impossible to get lol

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+10 - count me as one who is not interested in rewards cards and their higher APR's, plain jane works for me.