not working Amex offer - fishing scam ?

[lg8302ch]

I just got an email with a nice promo offer on my BCE for 6,99% APR for 12 months which I wanted to accept

While normallly I would not simply click on a link and enter my login info, this offer got me to continue and here is what I get with account login or reservation code

Truly hope it is not a phishing scam...  I do not understand that lenders send email offers like "phishing scams" and expect customers to click further and enter account login info.     They should make offers available from account interface and not with these email links.  Anybody else has received this offer and continued clicking on the link ? If yes did it work ?

edit: phishing  not fishing..ha ha

[Anonymous]

- check the header of the email. see if it's coming from a legit amex email address. paste here for further scrutiny.
- chat with amex and find out if the offer is really available on your account.

btw, it's not fishing, it's phishing! =D

[Imperfectfuture]

What is the url in the browser? You can also click and save link in email, copy into notes, and can tell if scam.

However, it looks legit.

I already have BCP at 10.49%, they just lowered simplycash to 12.49%. . So, probably no lower rate email for moi.

[Imperfectfuture]

I also set up my account emails plain text. Yes, boring. I also do most emails via iPad, and do not display images.

[ScoreOrBeScored]

This is a legit offer...others have gotten this offer via email. Keep in mind , if you accept this offer,

you will not be able to get your regular apr reduced until the promo is up.

i probably will never get this offer as my BCE APR is 6.74%. This is My rate and not a promo , 

Enjoy your promo if you decide to accept it. 

[lg8302ch]

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@Anonymous wrote:

- check the header of the email. see if it's coming from a legit amex email address. paste here for further scrutiny.
- chat with amex and find out if the offer is really available on your account.

btw, it's not fishing, it's phishing! =D

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American Express <americanexpress@member.americanexpress.com>

Thanks for the phishing..lol... email address looks legit to me but chat has no clue and cannot see offers or RSVN codes or fix wrong RSVN codes but they gave me a phone number to call.  Since it is not a good idea to carry balances on Amex I am not sure if I will call and try to get that offer added on BCE.  I would have done if it could have been added easily .  I did send the offer to spoof@americanexpress.com with the comment that it would be nice to place offers on the account directly instead of asking customers to click on links with the risk of fishing scams.   Hopefully it gets them to think about and maybe send email in the future with  "there is an offer on your account - please login" or something along these lines instead of a silly email link to add an offer that does not even work.

[lg8302ch]

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@Imperfectfuture wrote:
What is the url in the browser? You can also click and save link in email, copy into notes, and can tell if scam.

However, it looks legit.

I already have BCP at 10.49%, they just lowered simplycash to 12.49%. . So, probably no lower rate email for moi.

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My BCE is also on 10,49% and I got the offer on that account   .. maybe this is the reason it will not work ?

[lg8302ch]

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@ScoreOrBeScored wrote:

This is a legit offer...others have gotten this offer via email. Keep in mind , if you accept this offer,

you will not be able to get your regular apr reduced until the promo is up.

i probably will never get this offer as my BCE APR is 6.74%. This is My rate and not a promo , 

Enjoy your promo if you decide to accept it. 

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oh wow....that is cool.. such an APR on a rewards card ... mine is 10.49% and I believe will not get any lower anytime soon so the promo would not block anything during these next 12 months... I think I will call and have them add it and when it expires might give me a nice excuse to lower standard APR again

[ScoreOrBeScored]

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@lg8302ch wrote:

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@ScoreOrBeScored wrote:

This is a legit offer...others have gotten this offer via email. Keep in mind , if you accept this offer,

you will not be able to get your regular apr reduced until the promo is up.

i probably will never get this offer as my BCE APR is 6.74%. This is My rate and not a promo , 

Enjoy your promo if you decide to accept it. 

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oh wow....that is cool.. such an APR on a rewards card ... mine is 10.49% and I believe will not get any lower anytime soon so the promo would not block anything during these next 12 months... I think I will call and have them add it and when it expires might give me a nice excuse to lower standard APR again

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I'll be honest with you, I wouldn't take it.... You can get your apr reduced in the 6% range in 3 months . But your choice .

[willwar14]

my mom had a similar offer a while back, so it seems legit.