oh Amex, are you going to report now or next statement??

[-NewGuy-]

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@newmomnewme wrote:

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@kroberts67 wrote:

I opened mine on Jan 11, they reported with the 2nd statement cut. I PIF'ed both months before statement cut and had a 50% amex UT on my 61x and got 3x.

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good to know. i didn't have enough info to push it through my primary bank and NFCU takes a few days to do balance transfers...so I am stuck, it will report at 50% for me as well.  We shall see...my 61st day is 4/4 I think. There are a few members who all got cards on the same evening...LOL

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+1 on pushing payment from the bank side. I'm like you, multiple payments every month to keep balance low. I logged in to my account and clicked the chat now button. The AMEX person can walk you through using online bill pay through your bank to make a payment and ensure it gets credited properly.

[dabearsv2]

Interesting that AMEX gives people such issues!

I was approved for a BCP on 3/7, and my statement cut date is 3/19. I hope it doesnt report, because I didn't realize the cut date would be so soon and I have a few small charges sitting on the card (no time to push thru from bank account).

I will keep an eye on this thread for others to report back, so I know what to expect.

[BootStraps]

I guess it is hit or miss.

I opened a Gold Charge on 2/12. The statement date was 3/14 and it reported on TU today.

[newmomnewme]

Update: Approved 2/1, used it lots and was wondering when it would ever report and what possible impact it would have on my scores.....welp, BCE reported 3/22 with a balance 2200/5k and I got a 2 point bump. AAoA went from 6.5 to 7.2 years. Maybe when the PRG reports it will be better?!?!? I just thought I would get more than 2 points for 20 year history. No complaints. Maybe when I pay it down it will help.

Best wishes all!!! #gardenstrong

[09Lexie]

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@newmomnewme wrote:

Update: Approved 2/1, used it lots and was wondering when it would ever report and what possible impact it would have on my scores.....welp, BCE reported 3/22 with a balance 2200/5k and I got a 2 point bump. AAoA went from 6.5 to 7.2 years. Maybe when the PRG reports it will be better?!?!? I just thought I would get more than 2 points for 20 year history. No complaints. Maybe when I pay it down it will help.

Best wishes all!!! #gardenstrong

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Remember you aren't getting 20 years of history but 6 months (AAOA 6.5 to 7.2 years) also the high util isn't helping. 

[newmomnewme]

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@09Lexie wrote:

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@newmomnewme wrote:

Update: Approved 2/1, used it lots and was wondering when it would ever report and what possible impact it would have on my scores.....welp, BCE reported 3/22 with a balance 2200/5k and I got a 2 point bump. AAoA went from 6.5 to 7.2 years. Maybe when the PRG reports it will be better?!?!? I just thought I would get more than 2 points for 20 year history. No complaints. Maybe when I pay it down it will help.

Best wishes all!!! #gardenstrong

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Remember you aren't getting 20 years of history but 6 months (AAOA 6.5 to 7.2 years) also the high util isn't helping. 

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Thanks Lexie. Will the charge ever report?  I am going to PIF BCE before attempting the 3xCLI on 4/4. Wish me luck!!!