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oh uh i poked the bear(BARCLAYS)

Valued Contributor

Re: oh uh i poked the bear(BARCLAYS)

They told me that my good payment history with them its pretty much what is saving my butt. Im 21 and before having all this new card i had 4 ccs and 9k of available credit so i just wanted to stablish credit. Im not gonna go crazy and get myself in debt.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 11 of 43
Valued Contributor

Re: oh uh i poked the bear(BARCLAYS)

Good to hear. Keep up good work. With 15 approvals you must doing something right Smiley Wink


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 12 of 43
Senior Contributor

Re: oh uh i poked the bear(BARCLAYS)

Well that blows a hole in the "6 months" that Barclays supposedly keeps an eye on you after approval. You're well over 6 mos, almost a year. Guess they don't really have a timeframe. 

 

15 accts in 3 mos is a lot! At least they called you instead if your just getting AA'd. 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 13 of 43
Super Contributor

Re: oh uh i poked the bear(BARCLAYS)

You're lucky. Most people got shut down without warning. I'm glad they didn't close my Barclays Travelocity Amex when I got approved too many accounts last year.  They asked me why I opened so many accounts last year when they approved my Barclays Rewards MC.  I told them it's for rewards.  They're sensitive for inquiries, utilization and new accounts. By the way, they closed my Visa account when they were Juniper.

 

 

Ron.

Message 14 of 43
Valued Contributor

Re: oh uh i poked the bear(BARCLAYS)

guess what? I just got home to find a letter from hsbc that they have closed my bestbuy store card. But its ok it was my only cap1 card i had and it had a 400cl so i dont care and hadnt even used it at all since i got it 06/15. Heck it hadnt even reported yet.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 15 of 43
Established Contributor

Re: oh uh i poked the bear(BARCLAYS)

dang that kind of stinks. yea forget cap1 lol did the letter say why they closed it. was it all the new accts?



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 16 of 43
Valued Contributor

Re: oh uh i poked the bear(BARCLAYS)


gettnthere wrote:

dang that kind of stinks. yea forget cap1 lol did the letter say why they closed it. was it all the new accts?


yeah it was too many new accounts and too many new INQs. sucks for them cuz i was gonna use that card to buy the new iphone, ipod touch and after that the new wii U. but now my bofa amex will get that love.  that was my first and only crap1 card ive ever had and im kinda glad its gone

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 17 of 43
Mega Contributor

Re: oh uh i poked the bear(BARCLAYS)

You really can't fault Barclays here, they are protecting their interests and 15 accounts is enough to make any creditor uncomfortable.



EQ FICO 548 3/3/16
Message 18 of 43
Senior Contributor

Re: oh uh i poked the bear(BARCLAYS)


jsickz32 wrote:
guess what? I just got home to find a letter from hsbc that they have closed my bestbuy store card. But its ok it was my only cap1 card i had and it had a 400cl so i dont care and hadnt even used it at all since i got it 06/15. Heck it hadnt even reported yet.

hope others don't follow suit. For sure keep your util low and PIF before any stmts cut so bals don't report, except maybe on one cc. Stay under the radar for a good 6 mos and don't even CLI with anyone. 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 19 of 43
Established Contributor

Re: oh uh i poked the bear(BARCLAYS)

I didn't know the cc companies would do that. Iwant all the cards I have and this makes me real nervous because Ive opened them all in month!
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 20 of 43