09-17-2012 09:08 AM
09-17-2012 09:14 AM
09-17-2012 11:31 AM
Well that blows a hole in the "6 months" that Barclays supposedly keeps an eye on you after approval. You're well over 6 mos, almost a year. Guess they don't really have a timeframe.
15 accts in 3 mos is a lot! At least they called you instead if your just getting AA'd.
09-17-2012 11:38 AM - edited 09-17-2012 11:54 AM
You're lucky. Most people got shut down without warning. I'm glad they didn't close my Barclays Travelocity Amex when I got approved too many accounts last year. They asked me why I opened so many accounts last year when they approved my Barclays Rewards MC. I told them it's for rewards. They're sensitive for inquiries, utilization and new accounts. By the way, they closed my Visa account when they were Juniper.
09-17-2012 01:06 PM
09-17-2012 01:11 PM
09-17-2012 01:17 PM
dang that kind of stinks. yea forget cap1 lol did the letter say why they closed it. was it all the new accts?
yeah it was too many new accounts and too many new INQs. sucks for them cuz i was gonna use that card to buy the new iphone, ipod touch and after that the new wii U. but now my bofa amex will get that love. that was my first and only crap1 card ive ever had and im kinda glad its gone
09-17-2012 03:50 PM
guess what? I just got home to find a letter from hsbc that they have closed my bestbuy store card. But its ok it was my only cap1 card i had and it had a 400cl so i dont care and hadnt even used it at all since i got it 06/15. Heck it hadnt even reported yet.
hope others don't follow suit. For sure keep your util low and PIF before any stmts cut so bals don't report, except maybe on one cc. Stay under the radar for a good 6 mos and don't even CLI with anyone.
09-17-2012 03:54 PM