Re: oh uh i poked the bear(BARCLAYS)

jsickz32 · ‎06-25-2012

They told me that my good payment history with them its pretty much what is saving my butt. Im 21 and before having all this new card i had 4 ccs and 9k of available credit so i just wanted to stablish credit. Im not gonna go crazy and get myself in debt.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)

Duncanrr · ‎06-08-2012

Good to hear. Keep up good work. With 15 approvals you must doing something right

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge

bichonmom · ‎05-05-2011

Well that blows a hole in the "6 months" that Barclays supposedly keeps an eye on you after approval. You're well over 6 mos, almost a year. Guess they don't really have a timeframe.

15 accts in 3 mos is a lot! At least they called you instead if your just getting AA'd.

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Ron1 · ‎05-23-2009

You're lucky. Most people got shut down without warning. I'm glad they didn't close my Barclays Travelocity Amex when I got approved too many accounts last year. They asked me why I opened so many accounts last year when they approved my Barclays Rewards MC. I told them it's for rewards. They're sensitive for inquiries, utilization and new accounts. By the way, they closed my Visa account when they were Juniper.

Ron.

jsickz32 · ‎06-25-2012

guess what? I just got home to find a letter from hsbc that they have closed my bestbuy store card. But its ok it was my only cap1 card i had and it had a 400cl so i dont care and hadnt even used it at all since i got it 06/15. Heck it hadnt even reported yet.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)

gettnthere · ‎06-14-2012

dang that kind of stinks. yea forget cap1 lol did the letter say why they closed it. was it all the new accts?

Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12

jsickz32 · ‎06-25-2012

gettnthere wrote:
dang that kind of stinks. yea forget cap1 lol did the letter say why they closed it. was it all the new accts?

yeah it was too many new accounts and too many new INQs. sucks for them cuz i was gonna use that card to buy the new iphone, ipod touch and after that the new wii U. but now my bofa amex will get that love. that was my first and only crap1 card ive ever had and im kinda glad its gone

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)

LS2982 · ‎04-09-2011

You really can't fault Barclays here, they are protecting their interests and 15 accounts is enough to make any creditor uncomfortable.

Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013

bichonmom · ‎05-05-2011

jsickz32 wrote:
guess what? I just got home to find a letter from hsbc that they have closed my bestbuy store card. But its ok it was my only cap1 card i had and it had a 400cl so i dont care and hadnt even used it at all since i got it 06/15. Heck it hadnt even reported yet.

hope others don't follow suit. For sure keep your util low and PIF before any stmts cut so bals don't report, except maybe on one cc. Stay under the radar for a good 6 mos and don't even CLI with anyone.

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

snowkitty · ‎09-10-2012

I didn't know the cc companies would do that. Iwant all the cards I have and this makes me real nervous because Ive opened them all in month!

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