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Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: oh uh i poked the bear(BARCLAYS)


snowkitty wrote:
I didn't know the cc companies would do that. Iwant all the cards I have and this makes me real nervous because Ive opened them all in month!

according to your sig, I think you'll be fine. You have 3 gecrb cards, discover and b of a. If you've gotten all of them in a month, then you've done well and should stop now and gsrden for 6 mos or longer. Call the gecrb CCs after 4th stmt cuts for CLIs and you'll be good. Main thing is to keep util low, even if it means paying some CCs before the stmt cuts, just so ifCCs soft you, they don't get freaked out. 

 

The op opened 15 new accts in under 3 mos. That's a lot, even for this forum! :smileyhappy:

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Regular Contributor
tmbr10
Posts: 104
Registered: ‎04-06-2012
0

Re: oh uh i poked the bear(BARCLAYS)

Just wanted to chime in on this thread and say "wow!!!"

 

Now report to the garden and hang out for a while. I mean a long while.

 

Take this advice from a stranger as well as someone who's been down this road at a similar age.

Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: oh uh i poked the bear(BARCLAYS)

[ Edited ]

i know 15 accounts is a lot so im glad barclay didnt close my account or lower my cl. my overall utl is at 1% right now, overall debt $143 that i carried just to to carry a balance. i will not be apping for anything more or ask any cli until 06/13. whats weird is that cap1 closes my bestbuy card but 3 weeks ago bofa gave me a random 500cl.....

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Frequent Contributor
CreditChampion
Posts: 267
Registered: ‎03-15-2012
0

Re: oh uh i poked the bear(BARCLAYS)

Please list your 15 new accounts I am curious lol

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K AMEX BCE 6K AMEX Zync NPSL(AU) Discover it 5K Wells Fargo Cash Back $2.3K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: oh uh i poked the bear(BARCLAYS)

bestbuy

amex bce

chase freedom

amex green

bofa amex

navy federal cash rewards

amex gold pr

walmart

citizens bank MC cash back'

discover more

citi foward

paypal smart connect

dcu platinum

discover IT (counts as new account)

lowes

Bill me later (i dont think it reports or shows up in my CRs)

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Frequent Contributor
bbb3601
Posts: 328
Registered: ‎01-26-2012
0

Re: oh uh i poked the bear(BARCLAYS)

Very impressive lineup!!!!

 

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Re: oh uh i poked the bear(BARCLAYS)

Wow! That's alot....I take is that barclays is the only creditor that has said something to you about it? I only have 6 cards from a months time and when I saw this I started worrying about my discover card because I love it and also have not used it yet......I'm glad it all worked out for you
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: oh uh i poked the bear(BARCLAYS)


snowkitty wrote:
Wow! That's alot....I take is that barclays is the only creditor that has said something to you about it? I only have 6 cards from a months time and when I saw this I started worrying about my discover card because I love it and also have not used it yet......I'm glad it all worked out for you

im pretty sure eveyone has noticed my amount of new accounts but because my utl is as low as it can get and i pay my balances as soon as they post, they are giving me a break. i tried apping for chase CSP twice and at that time i had 12 new accounts and they mentioned the new account but didnt give me a warning or anything.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: oh uh i poked the bear(BARCLAYS)


jsickz32 wrote:

bestbuy

amex bce

chase freedom

amex green

bofa amex

navy federal cash rewards

amex gold pr

walmart

citizens bank MC cash back'

discover more

citi foward

paypal smart connect

dcu platinum

discover IT (counts as new account)

lowes

Bill me later (i dont think it reports or shows up in my CRs)


that is a great line-up. if you dont mind me asking what kind of limit did you receive with DCU and your EQ fico (im assuming thats what they pulled) im really interested in DCU so im just trying to gather info on them?



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: oh uh i poked the bear(BARCLAYS)

[ Edited ]

@gettnthere

i was first approved for 7500 but they then lowered it to 2000 -_- because of too many new accounts/INQs lol they told me i could go to the branch to discuss the first cl but i dont really wanna drive to westborough. my latest EQ score from them is 681.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

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