I bought something with my JCrew Commenity store card and paid it the very next day on their web site. But they still reported the balance. GRRRR! I'll take note not to use the card the first week of the month if i don't want to risk balances reporting.
I always stop short of statement date to be safe
I always let Commenty report my balance because if you pay to $0 before closing, then no statement is generated. I hate not having a statement showing purchases and payments.
JCrew is backed by Commenity
All of my Comenity cards report on the 1st...so if I want something to report lower I pay before then through my bank...it usually gets credited in a day or so (I use BoA)