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Established Contributor
NJTurnpike
Posts: 662
Registered: ‎02-20-2013
0

ohh Comenity! You got me this time!

I bought something with my JCrew Commenity store card and paid it the very next day on their web site. But they still reported the balance. GRRRR! I'll take note not to use the card the first week of the month if i don't want to risk balances reporting.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: ohh Comenity! You got me this time!

I always stop short of statement date to be safe

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Senior Contributor
Wolf3
Posts: 3,197
Registered: ‎01-24-2010
0

Re: ohh Comenity! You got me this time!

I always let Commenty report my  balance  because if you pay to $0 before closing, then no statement is generated.  I hate not having a statement showing purchases and payments.

Established Contributor
ObeyJohnny12
Posts: 591
Registered: ‎05-05-2012
0

Re: ohh Comenity! You got me this time!

For some reason, I thought this post would be about the OP apping for a card backed by Comenity. Lol
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Frequent Contributor
Henchman21
Posts: 349
Registered: ‎02-16-2013
0

Re: ohh Comenity! You got me this time!

Me too, Johnny. Me too.
2/16/13 Scores EX: 594, TU:513, EQ:563
Cap One Secured: $200, Kay's: $400

GOAL #1: 625
Established Contributor
NJTurnpike
Posts: 662
Registered: ‎02-20-2013
0

Re: ohh Comenity! You got me this time!

JCrew is backed by Commenity


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
New Contributor
ednajen
Posts: 55
Registered: ‎12-16-2010
0

Re: ohh Comenity! You got me this time!

They got me too. Purchased something on Vickie's to keep it active...paid it as soon as it posted...and it reported. I just relaxed they have a five day window between payment date and statement cut. I've learned my lesson.
Go to cards: Amex BCE , CSP, Discover IT, Amex Gold NPSL
Valued Contributor
injustifiiable
Posts: 1,867
Registered: ‎03-30-2012
0

Re: ohh Comenity! You got me this time!

All of my Comenity cards report on the 1st...so if I want something to report lower I pay before then through my bank...it usually gets credited in a day or so (I use BoA)

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950

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