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Established Contributor
Posts: 662
Registered: ‎02-20-2013
0

ohh Comenity! You got me this time!

I bought something with my JCrew Commenity store card and paid it the very next day on their web site. But they still reported the balance. GRRRR! I'll take note not to use the card the first week of the month if i don't want to risk balances reporting.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Community Leader
Senior Contributor
Posts: 26,814
Registered: ‎02-07-2013
0

Re: ohh Comenity! You got me this time!

I always stop short of statement date to be safe



+ Chase Ink =

Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010
0

Re: ohh Comenity! You got me this time!

I always let Commenty report my  balance  because if you pay to $0 before closing, then no statement is generated.  I hate not having a statement showing purchases and payments.

Established Contributor
Posts: 591
Registered: ‎05-05-2012
0

Re: ohh Comenity! You got me this time!

For some reason, I thought this post would be about the OP apping for a card backed by Comenity. Lol
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Frequent Contributor
Posts: 353
Registered: ‎02-16-2013
0

Re: ohh Comenity! You got me this time!

Me too, Johnny. Me too.
2/16/13 Scores EX: 594, TU:513, EQ:563 -- Cap One Secured: $200, Kay's: $400

GOAL #1: 625 -- CHECK!

3/31/15 Scores TU: 621 -- Cap One Secured: $750, Kay's: $900, CareCredit: $1000, Aerie $350, Fingerhut $1350

Goal #2: A travel card. REC ME!
Established Contributor
Posts: 662
Registered: ‎02-20-2013
0

Re: ohh Comenity! You got me this time!

JCrew is backed by Commenity


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
New Contributor
Posts: 55
Registered: ‎12-16-2010
0

Re: ohh Comenity! You got me this time!

They got me too. Purchased something on Vickie's to keep it active...paid it as soon as it posted...and it reported. I just relaxed they have a five day window between payment date and statement cut. I've learned my lesson.
Go to cards: Amex BCE , CSP, Discover IT, Amex Gold NPSL
Valued Contributor
Posts: 1,951
Registered: ‎03-30-2012
0

Re: ohh Comenity! You got me this time!

All of my Comenity cards report on the 1st...so if I want something to report lower I pay before then through my bank...it usually gets credited in a day or so (I use BoA)

Scores 1/12/2014: TU FICO: 660 | EQ FICO: 665 | EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $2500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9950
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