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ok i got excited... need to settle down??? or more?

Frequent Contributor

ok i got excited... need to settle down??? or more?

got approved for Walmart for 400(first credit card in rebuilding phase)

 

decided ok lets try another GE... Amazon - approved .  Well s**t ,  lets try another ,  Paypal - approved.

 

Should i stop at 3 and just let them build or get a couple more GE cards?  

 

(TU is only report above 630)  

 

 



Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+


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Message 1 of 12
11 REPLIES
Super Contributor

Re: ok i got excited... need to settle down??? or more?

Ok you have had great success but GE has recently been closing accounts for reasons of to many apps all at once stop now and garden


cqdealer711 wrote:

got approved for Walmart for 400(first credit card in rebuilding phase)

 

decided ok lets try another GE... Amazon - approved .  Well s**t ,  lets try another ,  Paypal - approved.

 

Should i stop at 3 and just let them build or get a couple more GE cards?  

 

(TU is only report above 630)  

 

 




Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 12
Super Contributor

Re: ok i got excited... need to settle down??? or more?

BTW Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 12
Contributor

Re: ok i got excited... need to settle down??? or more?

I would stop now with the GE apps. I've read that if you open too many GE accounts in a short period of time, they will close all the accounts down. Maybe visit the garden for a few months Smiley Wink


Last app 3/21/13
EQ 658 (5/28/13)
TU 608 (5/1/13)
Message 4 of 12
Frequent Contributor

Re: ok i got excited... need to settle down??? or more?

i just did the 3.

 

will  i be ok?  i dont want them to shut those down on me  Smiley Sad



Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+


Take the myFICO Fitness Challenge
Message 5 of 12
Super Contributor

Re: ok i got excited... need to settle down??? or more?


cqdealer711 wrote:

i just did the 3.

 

will  i be ok?  i dont want them to shut those down on me  Smiley Sad


Just stop to be safe 

rather safe than sorry 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 12
Established Contributor

Re: ok i got excited... need to settle down??? or more?

You can app for ge but WAIIIIIT atleast a week. They will close down all your accounts
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 7 of 12
Valued Contributor

Re: ok i got excited... need to settle down??? or more?

You should stop NOW, many other post on here about GE closing accounts that were opened in a short span of time,

Congrats on your approvals, now go straight to the garden


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 8 of 12
Frequent Contributor

Re: ok i got excited... need to settle down??? or more?

ugh... hopefully they wont  .  I need these to rebuild!!... been shot down by too many others  Smiley Sad

 

Please GE let me garden these 3 new accounts!  

 

haha



Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+


Take the myFICO Fitness Challenge
Message 9 of 12
Valued Contributor

Re: ok i got excited... need to settle down??? or more?

+1 on what others said...congrats tho on your approvals Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Message 10 of 12