ok

[myjourney]

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@all_about_the_credit wrote:

yup... just paid my first statement ...

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I  know you want more cards but.....IMHO

Please wait awhile

Use the card you have for 6 months 

@Keep UTL @ 1-9% for max scoring

Monitor scores you should see movement in the next 2 months.

Keep working on any baddies during that 6 month period for possible extra scoring

BTW you can start gardening now for 6 months with the Garden Club 

Check in and say hello they will help you get new cards when the time is right

[FinStar]

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@D-Wall wrote:

What type of account was the charge off? That was only paid two months ago. You have only had a credit card for about a month and it's secured. That's just not going to be enough history for other banks. If you were to get approved for any ge cards right now they would almost definitely be very low limits and just the store cards. No Visa, MC, Discover, or Amex versions. 

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+1

I would agree with D-Wall.  OP - your CR file/history is way too new to provide any potential lenders (on an unsecured basis) any leverage for approval.

[all_about_the_credit]

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@myjourney wrote:

---

@all_about_the_credit wrote:

yup... just paid my first statement ...

---

I  know you want more cards but.....IMHO

Please wait awhile

Use the card you have for 6 months 

@Keep UTL @ 1-9% for max scoring

Monitor scores you should see movement in the next 2 months.

Keep working on any baddies during that 6 month period for possible extra scoring

BTW you can start gardening now for 6 months with the Garden Club 

Check in and say hello they will help you get new cards when the time is right

---

i'm only gardening with one card .... guess its better than nothing ... i have to check the criteria for gardening but you think i could get a gardener thingy in my sig ( spade / plant seeding ) ...? that'll be cool / nice ...

[09Lexie]

Sure, you just need to post in our Garden Thread and you can plant your seedling.

You can have a spot next to me.

[myjourney]

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@all_about_the_credit wrote:

---

@myjourney wrote:

---

@all_about_the_credit wrote:

yup... just paid my first statement ...

---

I  know you want more cards but.....IMHO

Please wait awhile

Use the card you have for 6 months 

@Keep UTL @ 1-9% for max scoring

Monitor scores you should see movement in the next 2 months.

Keep working on any baddies during that 6 month period for possible extra scoring

BTW you can start gardening now for 6 months with the Garden Club 

Check in and say hello they will help you get new cards when the time is right

---

i'm only gardening with one card .... guess its better than nothing ... i have to check the criteria for gardening but you think i could get a gardener thingy in my sig ( spade / plant seeding ) ...? that'll be cool / nice ...

---

You are welcome to come join us right now ...just tell them myjourney sent you and see how many new friends you have Lol trust me

[myjourney]

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@09Lexie wrote:
Sure, you just need to post in our Garden Thread and you can plant your seedling.

You can have a spot next to me.

---

+1000

[all_about_the_credit]

ight i've decided to wait the 6 months as instructed ...  thanks everyone for your support and advice....nothing i can do now  but sit back and let the seedling grow for awhile ... i've made the right choice ... sit back ... and wait ... no apps no nothing...for 6 months....preferably a year ... but 6 months ...

[myjourney]

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@all_about_the_credit wrote:

ight i've decided to wait the 6 months as instructed ...  thanks everyone for your support and advice....nothing i can do now  but sit back and let the seedling grow for awhile ... i've made the right choice ... sit back ... and wait ... no apps no nothing...for 6 months....preferably a year ... but 6 months ...

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Good move you will come out of the garden in better shape...now go get that seedling

[all_about_the_credit]

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@myjourney wrote:

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@09Lexie wrote:
Sure, you just need to post in our Garden Thread and you can plant your seedling.

You can have a spot next to me.

---

+1000

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LOL ... ight .. lol i'm on my way over ...

[FinStar]

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@09Lexie wrote:
Sure, you just need to post in our Garden Thread and you can plant your seedling.

You can have a spot next to me.

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OP - Lexie is awesome... She's waiting in the garden for you...