i've got an old mbna credit card settled for less than owed. most of it was interest and fees. boa took over so its showing as boa. tu says i will drop 9/08. 2 lates 4/06 and 5/05 on one account. good since then. util from 83% now to about 48% and falling. you can see my scores. any guesses what my score will be like when this drops?
that sounds realy sweet!!!!! i will just be happy to have good credit! it is the only baddie except for the 2 lates i mentioned. maybe i will get out of low cl hell. lol my husband has a chase 7500 union cc 8200. my highest cap 1 3k. amex 1k cap 1 2nd 1.5k wamu 1k. thanks for the response. made my day
I have one small medical collection from 2001 ($85) that is scheduled to drop off in August. It is only reporting on EX, and my EX is 620 where EQ and TU are ~690. Hopefully I can get a nice bump to get all 3 reports within 10-15 points of each other!
This is my FINAL baddie to go away. For the first time in almost 15 years, I will have no lates, collections, BK or anything else bad - now I just gotta work on util!