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one minute after midnight...UPDATED!!

Established Contributor

Re: one minute after midnight...


ryanbush wrote:

I would bet that even if you app'd tonight you account would actually be set up on the 2nd or 3rd...  just my guess though


Even if that's the case, the member date would still be 2012. I've found those app dates to be absolute. So no matter how long it takes them to set up the account, the "member since" date starts on the date of approval (with a small exception for backdating, of course).

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 21 of 38
Contributor

Re: one minute after midnight...

I apped for AMEX delta gold and received a "try again later" notification. I guess midnight or post--midnight app is outta the question...or drunk. 

Message 22 of 38
Established Contributor

Re: one minute after midnight...

I tried calling AMEX to find out what my limits are for BCE and Hilton Honors Surpass but no one was in!  LMAO!!  Guess I have to wait until Wednesday to find out my limits.


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 23 of 38
Established Contributor

Re: one minute after midnight...

What a spree! Congrats!!

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 24 of 38
Regular Contributor

Re: one minute after midnight...UPDATED!!

Congrats!!!

NFCU cashRewards (22k) | Discover IT (8k) | AMEX EveryDay (5k) | AMEX Delta Gold (5k) | CSP (5k) | Marriott Rewards Premier (5k) | Citi Hilton Reserve(5k) | AMEX SPG (2k)
----------------------------------------------------------------------------------------------
Scores: EQ - 670 | TU- 742 | EX - 691
Message 25 of 38
Established Contributor

Re: one minute after midnight...UPDATED!!

Can't wait to know the limits. Grats!!! Smiley Very Happy!!

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 26 of 38
Established Contributor

Re: one minute after midnight...UPDATED!!

Congrats! That's a great mini spree.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 27 of 38
Regular Contributor

Re: one minute after midnight...UPDATED!!

Congrats

NFCU Flagship Sig (24.5k); NFCU CashRewards (24.5k); NFCU NavCheck (15k); Chase Sapphire Preferred (15k) ;Chase Marriott Rewards (14k);US Bank Flex Perks (9k); Barclays Rewards (8k); Chase Freedom (14k); BOA Travel Rewards Sig (20k); BOA Privileges with Cash Rewards Sig (9k); Discover IT (6.5k); Walmart Discover (3k); Wells Fargo Platinum (9.5k); Wells Fargo LOC (10k); Bloomingdales Amex (5k); Macy's Amex (5k); Paypal Extras Mastercard (6k); Bananna Republic Visa (5.5k); Lowes (6k); Sams Club Discover (5k)....In the garden since 8/15/13



Message 28 of 38
Moderator Emeritus

Re: one minute after midnight...UPDATED!!

Congrats!!  That's awesome way to go!

 

My PRG was approved as well, so we both have got 2 new AmexesSmiley Happy


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Message 29 of 38
Contributor

Re: one minute after midnight...UPDATED!!

That's what I'm talking about!! Congrats Buddy!! Smiley Happy



Message 30 of 38