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one minute after midnight...UPDATED!!

Established Contributor

Re: one minute after midnight...UPDATED!!


webhopper wrote:

Congrats!!  That's awesome way to go!

 

My PRG was approved as well, so we both have got 2 new AmexesSmiley Happy


Yayyyyy!!  You were my inspiration Webhopper!!  I threw in a Paypal Mastercard as well, so I'm FIRMLY in the garden now.  The CSP was a card that I REALLY wanted, so I'm happy to have gotten it.  the BCE, Hilton HHonors Surpass, and Paypal Extras were just icing on the cake!!  I don't ever need new cards with the arsenal I have now!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 31 of 38
Established Contributor

Re: one minute after midnight...UPDATED!!


GreatCreditFor2012 wrote:
That's what I'm talking about!! Congrats Buddy!! Smiley Happy

Thanks alot!  I'm happier than a pig in slop!!! LMAO!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 32 of 38
Contributor

Re: one minute after midnight...UPDATED!!

congrats on the approval!

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Message 33 of 38
Moderator

Re: one minute after midnight...


kevinjjc wrote:

LesWH wrote:

FloridaState12 wrote:

LesWH wrote:

kevinjjc wrote:

+1  Be careful with the time zone differences. The app will most likely be time stamped with AmEx's server time. Not sure where that is.


I never thought about that!! I'm East Coast and AMEX is located in Fort Lauderdale, so I didn't even think about that!!


I think their cards come from Omaha, which is an hour behind east coast time...not sure if that matters or not. I'd wait a few hours until all the time zones in the US are past midnight, just to be safe.


You are probably right.  I had my champagne all lined up for when I press that send button 1 minute after midnight! LOL!  Guess I'll just be drinking champagne at that time!


Good decision, better safe than sorry. Enjoy the New Year's Eve celebration!!!


To add to this, last I heard from one of my consulting buddies Amex's primary datacenter was out in Phoenix a few years back.   I think it's a good bet to wait till the entire US is firmly into the new year before applying.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 34 of 38
Established Contributor

Re: one minute after midnight...UPDATED!!

WEEEEEEE!!! BCE $6500.00 limit.  HHonors Surpass $5500.00 limit!!!!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 35 of 38
Established Contributor

Re: one minute after midnight...UPDATED!!

Congrats! Great CL.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 36 of 38
Moderator Emeritus

Re: one minute after midnight...UPDATED!!


LesWH wrote:

GreatCreditFor2012 wrote:
That's what I'm talking about!! Congrats Buddy!! Smiley Happy

Thanks alot!  I'm happier than a pig in slop!!! LMAO!!


Unfortunately, I can relate to that post!   Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 37 of 38
Moderator Emeritus

Re: one minute after midnight...UPDATED!!

Those are nice limits congrats!!!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 38 of 38