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orchard bank changing to cap 1

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londonhogfan
Contributor

Re: orchard bank changing to cap 1

Maybe they're going by card exp. date.



I'll be in the garden... FICO Score | TU-08: 732 in May 2013
Message 21 of 29
daybreakgonesXe
Valued Contributor

Re: orchard bank changing to cap 1


@londonhogfan wrote:

Maybe they're going by card exp. date.


That's possible, but my card expires 6/13, so you'd think I would've gotten a letter by now o.O

Message 22 of 29
sarkell
Frequent Contributor

Re: orchard bank changing to cap 1

Mine is 3/14 I'm hoping all those turning into a prime product hehe in a second group.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


Take the myFICO Fitness Challenge
Message 23 of 29
toppers555
Established Contributor

Re: orchard bank changing to cap 1


@londonhogfan wrote:

Maybe they're going by card exp. date.


 My card expired last month and they sent me a new one. I sill have gotten no letter. my card was  CL is only 800 , and AF was removed by the EO.



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Message 24 of 29
GST2008
Frequent Contributor

Re: orchard bank changing to cap 1

One of my OB cards expired this month.  The replacement was another OB card, just with a different design.

 

I had to order a replacement card for my other account with OB as there was a fraudulent charge on it.  The new card just arrived and it is the same OB design, just with a different number.  I was hoping that both would be changed over to C1, but apparently they aren't ready yet.


Current:
TU (5/14/14): 796 (Inquiries; 8/23/13)
EQ (3/23/14): 791 (Inquiries: 8/23/13)
EX (9/24/13): 780 (Inquiries: 7/2/12; 11/20/12; 7/30/13; 8/23/13)

Goals: No new inquiries for 2014, 800 for all CRs by 12/31/14
Message 25 of 29
Tommy5746
Regular Contributor

Re: orchard bank changing to cap 1

I have the Subprime Orchard and my question is that I received the letter from Cap One giving me the details of the Cap One platinum card.. BUT, i already have a Cap One platinum... does this mean i will have two cap one platinum cards? Hmmm.. time will tell!

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 26 of 29
MovingForward_2012
Valued Contributor

Re: orchard bank changing to cap 1

I did get a letter and my OB card is turning into the Platinum MC. Nothing exciting...so far.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 27 of 29
tattooedhusker
Established Contributor

Re: orchard bank changing to cap 1


@tattooedhusker wrote:

@londonhogfan wrote:

@sarkell wrote:
I haven't gotten a letter from orchard yet regarding the transition and I have one of the yuck cards even though it was a 3k limit I'm wondering what this means? Or ill probably get the letter today.

Same here.... Ever get yours?


I'm still waiting on my letter. I've gotten nothing regarding my Orchard Platinum


No sooner did I get home and check the mail yesterday, there it was. Capital One Platinum letter

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Message 28 of 29
Simply827
Established Contributor

Re: orchard bank changing to cap 1

I got my letter a couple of weeks ago. My subprime OB is turning into a Platinum Mastercard, which I still think is in a sub-prime category since I already have one. Now I'll have 2.


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 29 of 29
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