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Regular Contributor
jnkp2001
Posts: 135
Registered: ‎01-04-2012
0

orchard bank

does anyone know orchards back door number?  I looked but couldn't find it.  Don't know if it's me or not....:smileylol:

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

Frequent Contributor
ihatemyscore
Posts: 283
Registered: ‎02-05-2012
0

Re: orchard bank

There is no longer a backdoor number to orchard bank. Capital One has purchased the credit card accounts and will be taking over. They are no longer accepting application or customer initiated CLI.

Last App: 9/16/13
BK Discharge: 6/12
NavyFCU Flagship Visa Sig $10k | NavyFCU nReward Secured $500 | NavChek $5k | Walmart $600 | Capital 1 Quicksilver $750 | Capital 1 Plat $1k | Kays $400 | Amazon $600 | Express $250 |
Regular Contributor
jnkp2001
Posts: 135
Registered: ‎01-04-2012
0

Re: orchard bank

Figures, oh well, time to trash this card!    But thanks for the answer.

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

Established Contributor
toppers555
Posts: 551
Registered: ‎09-28-2012
0

Re: orchard bank

I actually got an increase last month on my orchard.



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Regular Contributor
aplast
Posts: 150
Registered: ‎06-20-2012
0

Re: orchard bank


toppers555 wrote:
I actually got an increase last month on my orchard.

Right before I closed my account with them They begged me to stay and offered a 100 dollar CLI - I laughed and thanked them. So I do believe you can get a small cli if you ask for it.

American Express Green - NPSL, Sams Club Discover - 4000, Paypal Smart Connect - 4000, Capital One - 3500, Barclaycard Visa - 2500, Walmart - 1500, Discover IT - 1000, Ashley Furniture Home Store - 1000, Care Credit - 1000.
Frequent Contributor
ihatemyscore
Posts: 283
Registered: ‎02-05-2012
0

Re: orchard bank

I called today and it was a no go, called executive department as well.

Last App: 9/16/13
BK Discharge: 6/12
NavyFCU Flagship Visa Sig $10k | NavyFCU nReward Secured $500 | NavChek $5k | Walmart $600 | Capital 1 Quicksilver $750 | Capital 1 Plat $1k | Kays $400 | Amazon $600 | Express $250 |
Valued Contributor
p-
Posts: 2,634
Registered: ‎06-05-2008
0

Re: orchard bank


jnkp2001 wrote:

Figures, oh well, time to trash this card!    But thanks for the answer.


In a few months that card will convert to a Captial One product, after which you have the opportunity to try these steps:

 

http://ficoforums.myfico.com/t5/Credit-Cards/How-to-get-a-PC-or-CLI-from-Capital-One/td-p/1690104

 

Depending on your credit mix, you might want to keep it open for a bit longer.

  8-12-14: FICO EXP: 797 - EQU: 734 - TRAN: 739 - AVG: 757 - +207 points from JUN 2008 - MY CREDIT JOURNAL


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