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orchard bank

Regular Contributor

orchard bank

does anyone know orchards back door number?  I looked but couldn't find it.  Don't know if it's me or not....Smiley LOL

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

Message 1 of 7
6 REPLIES
Frequent Contributor

Re: orchard bank

There is no longer a backdoor number to orchard bank. Capital One has purchased the credit card accounts and will be taking over. They are no longer accepting application or customer initiated CLI.

BK: 7 filed 3/31/12 - Discharged 6/27/12
Made some poor choices and life snowballed
BK: 13 filed 7/29/16 - on a 36th month time out
No CC - No Loans - Student Loans all current.
Message 2 of 7
Regular Contributor

Re: orchard bank

Figures, oh well, time to trash this card!    But thanks for the answer.

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

Message 3 of 7
Established Contributor

Re: orchard bank

I actually got an increase last month on my orchard.



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Message 4 of 7
Regular Contributor

Re: orchard bank


toppers555 wrote:
I actually got an increase last month on my orchard.

Right before I closed my account with them They begged me to stay and offered a 100 dollar CLI - I laughed and thanked them. So I do believe you can get a small cli if you ask for it.

Message 5 of 7
Frequent Contributor

Re: orchard bank

I called today and it was a no go, called executive department as well.

BK: 7 filed 3/31/12 - Discharged 6/27/12
Made some poor choices and life snowballed
BK: 13 filed 7/29/16 - on a 36th month time out
No CC - No Loans - Student Loans all current.
Message 6 of 7
Valued Contributor

Re: orchard bank


jnkp2001 wrote:

Figures, oh well, time to trash this card!    But thanks for the answer.


In a few months that card will convert to a Captial One product, after which you have the opportunity to try these steps:

 

http://ficoforums.myfico.com/t5/Credit-Cards/How-to-get-a-PC-or-CLI-from-Capital-One/td-p/1690104

 

Depending on your credit mix, you might want to keep it open for a bit longer.

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Message 7 of 7