cancel
Showing results for 
Search instead for 
Did you mean: 

orchard strange

tag
Anonymous
Not applicable

orchard strange

Hello thanks for taking the time to read the post.Me and my wife applied for an orchard card.She was approved for a card with 500 limit,I was offered a secured card. her scores are in the low 500 range she has no credit.Im just wondering if it could be high usage of one of my cards as to why i can only get a secured card none of my credit card payments have ever been late
Message 1 of 4
1 ACCEPTED SOLUTION

Accepted Solutions
Anonymous
Not applicable

Re: orchard strange

Thanks oracles i was thinking the same thing.My fico says the high balance is hurting my score
Message 3 of 4
3 REPLIES 3
oracles
Valued Contributor

Re: orchard strange

Hi chad

 

Unfortunately there is no rhime or reason for Orchard's decisions.

 

However having high overall util% or individually high util% on a card would definitely do it. 

 

Take that money you would use for a secured card with orchard and pay down your high util% so you can put yourself in a better position to get a better card with higher fico scores.

 

Hope this helps and keep us updated

Message 2 of 4
Anonymous
Not applicable

Re: orchard strange

Thanks oracles i was thinking the same thing.My fico says the high balance is hurting my score
Message 3 of 4
oracles
Valued Contributor

Re: orchard strange

No problem and keep us updated
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.