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paying balance on credit card every month

Valued Contributor

Re: paying balance on credit card every month


sunlover99 wrote:

Yes... I use the card every day.


That's the problem!  You have to use a different card around the statement closing date. 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Message 11 of 12
Regular Contributor

Re: paying balance on credit card every month

So my Freedom closed 7/15 and my Amex closed 7/27 so would a good rule of thumb be to calculate the statement closings dates around the 15 and 27 of each month give and take a day depending on month length?

Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO
Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO
Goal Score:     EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
In my wallet:  $16,000  $8,000
Message 12 of 12