paying credit cards off

[Anonymous]

 card   credit limit             balance                payment          

citi                                  $     6,833.00  $              255.00 closed payment plan 0% til paid off    

citi                                   $     9,819.00  $              157.00 closed            

chase  $  4,600.00           $     2,850.00  $              113.00 closed        

 chase   3,800.00             $     2,220.00  $                 98.00 closed          

bank america 15,000.00  $   14,487.00  $              330.00 was $17,300 limit they lowered when made big payment

bank america  $6,000.00  $     5,000.00  $              103.00            

credit one  $982.00            $ 482.00  $                 75.00          

  credit one  2,100.00  $         879.00  $              100.00          

  walmart  $500.00  $         457.00  $                 40.00      

menards  $  3,600.00  $     2,742.00  $              125.00     

 capital one  $400.00  $                  -    $                        -        

apital one  $400.00  $                  -    $                        -          

    walmart  600.00  $                  -    $                        -                                                    

  Bold are in my name,m regular in wifes. Her score is ok we need to raise mine                   Always pay minimum on time                                      

[Anonymous]

Pay the cars with the highest interest first

[Anonymous]

You are effectively maxed out. Paying down $5k is not going to improve your score. Do as JSS3 suggests.

[JSS3]

Starting with 5,000

(-)

482.00     Credit 1 
879.00     Credit 1 
457.00     Walmart 
2,850.00   Chase 

= 332 left

Put that 332 on another card(s).

You're now saving  328/month

Tackle, by putting down that extra 328 on, 2,220.00(Chase) or 2,742.00(Menards) next.

-OR-

when you find out the APRs, put the extra towards the cards with the highest ones so more goes towards the principle.

Rinse, wash, repeat.