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Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
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paying kohls with chase?

[ Edited ]

is this info accurate. i wish i didnt just send the payment out now =( 


RyVision wrote:


 You're communication with someone with 3 checking accounts (all free) and deposits in 4 banks\CUs........  No mortgage or car loan however.

 

You kind of just listed reasons you might want to keep the cards open, if you can refrain from using them unnecessarily.

 

During the BestBuy and Kohls 5% bonus by Chase Freedom (Oct-Dec), you can also pay your Kohls bill at the store with your Chase Freedom and get a 5% reward from Chase for doing so btw.  I'm not sure if that works for BBY however, it may though if paid in store.


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Epic Contributor
Creditaddict
Posts: 20,909
Registered: ‎10-23-2007
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Re: paying kohls with chase?


creditnocash wrote:

is this info accurate. i wish i didnt just send the payment out now =( 


RyVision wrote:


 You're communication with someone with 3 checking accounts (all free) and deposits in 4 banks\CUs........  No mortgage or car loan however.

 

You kind of just listed reasons you might want to keep the cards open, if you can refrain from using them unnecessarily.

 

During the BestBuy and Kohls 5% bonus by Chase Freedom (Oct-Dec), you can also pay your Kohls bill at the store with your Chase Freedom and get a 5% reward from Chase for doing so btw.  I'm not sure if that works for BBY however, it may though if paid in store.



Wait I'm confused.. You want to know if you can pay your Kohls Credit Card with a Chase Credit Card, not a Chase Debit?

Isn't Kohls Credit Card backed by Chase?

1. I don't now any bank that allows you to pay 1 credit card to another credit card by same bank.

2. Why would Kohls/Chase pay the fees to make a payment on their own card?  Many allow debit cards now to pay in store but that wouldn't get rewards right?

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
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Valued Contributor
maiden_girl
Posts: 2,106
Registered: ‎12-29-2011
0

Re: paying kohls with chase?


Creditaddict wrote:

creditnocash wrote:

is this info accurate. i wish i didnt just send the payment out now =( 


RyVision wrote:


 You're communication with someone with 3 checking accounts (all free) and deposits in 4 banks\CUs........  No mortgage or car loan however.

 

You kind of just listed reasons you might want to keep the cards open, if you can refrain from using them unnecessarily.

 

During the BestBuy and Kohls 5% bonus by Chase Freedom (Oct-Dec), you can also pay your Kohls bill at the store with your Chase Freedom and get a 5% reward from Chase for doing so btw.  I'm not sure if that works for BBY however, it may though if paid in store.



Wait I'm confused.. You want to know if you can pay your Kohls Credit Card with a Chase Credit Card, not a Chase Debit?

Isn't Kohls Credit Card backed by Chase?

1. I don't now any bank that allows you to pay 1 credit card to another credit card by same bank.

2. Why would Kohls/Chase pay the fees to make a payment on their own card?  Many allow debit cards now to pay in store but that wouldn't get rewards right?


I don't know any creditor that allows you to pay their credit card with another credit card... O_O

 

The truth is out there...
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Valued Contributor
RyVision
Posts: 1,346
Registered: ‎04-15-2011
0

Re: paying kohls with chase?

Kohls used to be backed by Chase (around 3 years ago when I got it).  They have since been taken over by Cap 1 (not quite a year ago, and since gave me a CLI LOL).  And no, no one can get a CLI with Kohls right now if anyone is wondering, they're going through a huge rework of their system that's has and will take months, I got my CLI almost moments before that began.  One of the few times (ok, only time) Cap 1 has given me an increase :smileylol:

 

And as we all know, BB is now backed by Cap 1 as well (No, I have not had a CLI with them since, store card). 

 

As a disclaimer, I have not tried the above payment trick yet though I may in Oct if the 5% cash back applies.  However, I know this has to be done in the store.  I have merely heard of many others taking advantage of the offer.  Hope that clarifies  :smileyhappy:

Established Contributor
CruzImperial
Posts: 867
Registered: ‎07-04-2012
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Re: paying kohls with chase?


maiden_girl wrote:


I don't know any creditor that allows you to pay their credit card with another credit card... O_O


Rare in the states but common practice in say South America. You could just pay whatever you wanted with your cards (including other CCs), bringing debt from one place into other. The APR's there are crazy though. You usually encounter cards with 40-99% APR depending on the transaccion type.

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Valued Contributor
maiden_girl
Posts: 2,106
Registered: ‎12-29-2011
0

Re: paying kohls with chase?

[ Edited ]

CruzImperial wrote:

maiden_girl wrote:

I don't know any creditor that allows you to pay their credit card with another credit card... O_O


Rare in the states but common practice in say South America. You could just pay whatever you wanted with your cards (including other CCs), bringing debt from one place into other. The APR's there are crazy though. You usually encounter cards with 40-99% APR depending on the transaccion type.


Ouch...lol. Sounds like APR at FP bank...

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
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Regular Contributor
ReBuildingAgn
Posts: 195
Registered: ‎08-01-2008
0

Re: paying kohls with chase?

I managed a Kohl's 2 years ago and you are NOT allowed to pay your bill with a debit or credit card. If memory serves, the registers no longer even give the cashiers that option. There was a time that one could buy a gift card first with their credit card, then use to GC to buy the Merch.
;Starting Score: Low 500s FICO Aug 2008
Current Score: EQ 668 EX 723 TU 723 (All FICO)
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Regular Contributor
ReBuildingAgn
Posts: 195
Registered: ‎08-01-2008
0

Re: paying kohls with chase?

Typo. I meant you could buy a GC with you debit or credit card and then use the GC to pay your bill. I would suggest getting the GC first as this method is also frowned upon.
;Starting Score: Low 500s FICO Aug 2008
Current Score: EQ 668 EX 723 TU 723 (All FICO)
Goal Score: 720s Across the Board! Almost there!

Cap1 NHR ($1250), GE Rooms2Go ($4k), WalMart Discover ($3250), Barclay's Rewards MC ($2k), Amex BCE ($5K), Kohl's ($1K), Chase Freedom ($3K), Discover More ($1K)
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: paying kohls with chase?


Creditaddict wrote:

creditnocash wrote:

is this info accurate. i wish i didnt just send the payment out now =( 


RyVision wrote:


 You're communication with someone with 3 checking accounts (all free) and deposits in 4 banks\CUs........  No mortgage or car loan however.

 

You kind of just listed reasons you might want to keep the cards open, if you can refrain from using them unnecessarily.

 

During the BestBuy and Kohls 5% bonus by Chase Freedom (Oct-Dec), you can also pay your Kohls bill at the store with your Chase Freedom and get a 5% reward from Chase for doing so btw.  I'm not sure if that works for BBY however, it may though if paid in store.



Wait I'm confused.. You want to know if you can pay your Kohls Credit Card with a Chase Credit Card, not a Chase Debit?

Isn't Kohls Credit Card backed by Chase?

1. I don't now any bank that allows you to pay 1 credit card to another credit card by same bank.

2. Why would Kohls/Chase pay the fees to make a payment on their own card?  Many allow debit cards now to pay in store but that wouldn't get rewards right?


AFAIK Kohl's is backed by Capital One.

 




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Regular Contributor
ReBuildingAgn
Posts: 195
Registered: ‎08-01-2008
0

Re: paying kohls with chase?

Yes it's backed by Capital One now.
;Starting Score: Low 500s FICO Aug 2008
Current Score: EQ 668 EX 723 TU 723 (All FICO)
Goal Score: 720s Across the Board! Almost there!

Cap1 NHR ($1250), GE Rooms2Go ($4k), WalMart Discover ($3250), Barclay's Rewards MC ($2k), Amex BCE ($5K), Kohl's ($1K), Chase Freedom ($3K), Discover More ($1K)

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