DH has a cap1 card that he is making min payments on. we want to pay it off (and possibly close it??) we both just got approved for the 99/500 BOA card. since we are planning on a) PIF on the 99/500 every month and b)PIF the cap1 (which is at $250 right now) should he pay off cap1 with BOA and then pif boa when statement comes?? i was just thinking, we were going to spend the money anyways..might be a good way to start with BOA.
i also have a Lane Bryant CC that i was going to pay off--im thinking of doing the same with my BOA card.
new to the boards..ive been lurking. trying to buy a house!! our scores are in the low-mid 500s and we need to get to atleast 580 to get our mortgage. thanks!!
