paying

[Legal_Girl]

My suggestion would also be what Nixon said.  Put enough in the bank to pay 6 months worth of car payments and use the rest and pay down your credit cards.  If any of the CC's have low balances and high interest, pay those off first. And then get the other higher interest cards paid down next..

Good luck...

[jim44]

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@Anomalous wrote:

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@juniornj23 wrote:

My job gave me 6500 as bonus and I don't know what to pay first my cc or my car loan 

I own 9500 on cc

230 on my car 

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Make the car payment, then put some towards your cc. As someone who has to live with a paid-in-full redeemed repossession on her credit report for the next several years, I no longer condone missing car payments. 

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Our dealership just approved an auto loan on a customer with a redeemed repossession.  His FICO (auto enhanced) was 603 and his approved apr was 4.65% on an 04 Lexus ES!   I admit,  I admire anyone who has had previous financial problems and have done their best to pull themselves out.  Good for you! 

[Anonymous]

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@jim44 wrote:

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@Anomalous wrote:

---

@juniornj23 wrote:

My job gave me 6500 as bonus and I don't know what to pay first my cc or my car loan 

I own 9500 on cc

230 on my car 

---

Make the car payment, then put some towards your cc. As someone who has to live with a paid-in-full redeemed repossession on her credit report for the next several years, I no longer condone missing car payments. 

---

Our dealership just approved an auto loan on a customer with a redeemed repossession.  His FICO (auto enhanced) was 603 and his approved apr was 4.65% on an 04 Lexus ES!   I admit,  I admire anyone who has had previous financial problems and have done their best to pull themselves out.  Good for you! 

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That's a seriously forgiving bank..

On a 10-11yr old car no less! I'd have expected a rate 4x as high on that.

[Anomalous]

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@jim44 wrote:

---

@Anomalous wrote:

---

@juniornj23 wrote:

My job gave me 6500 as bonus and I don't know what to pay first my cc or my car loan 

I own 9500 on cc

230 on my car 

---

Make the car payment, then put some towards your cc. As someone who has to live with a paid-in-full redeemed repossession on her credit report for the next several years, I no longer condone missing car payments. 

---

Our dealership just approved an auto loan on a customer with a redeemed repossession.  His FICO (auto enhanced) was 603 and his approved apr was 4.65% on an 04 Lexus ES!   I admit,  I admire anyone who has had previous financial problems and have done their best to pull themselves out.  Good for you! 

---

Thank you! 

[juniornj23]

Thank to everyone