pending transactions wouldn't let me pay my bill

[Anonymous]

So I had to use my quicksilver card 1 day before my payment due date. Balance was at $0 and ended up using $200 to pay off some bills. Since transactions were pending the balance remained at $0 dollars for a couple days passed the due date. Am I still considered late on my payment?

[jsucool76]

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@Anonymous wrote:
So I had to use my quicksilver card 1 day before my payment due date. Balance was at $0 and ended up using $200 to pay off some bills. Since transactions were pending the balance remained at $0 dollars for a couple days passed the due date. Am I still considered late on my payment?

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If the transactions haven't posted they are not technically part of your balance, and don't require a payment until they post. 

You're fine. 

[Anonymous]

You're fine!  The money you spent today is not part of the statement, therefore you aren't late.  It will be part of your next statement, though.

[Anonymous]

Yeah I was concerned cause the previous "due-date" hasn't changed and the pending transaction got posted today.

[SunriseEarth]

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@Anonymous wrote:
So I had to use my quicksilver card 1 day before my payment due date. Balance was at $0 and ended up using $200 to pay off some bills. Since transactions were pending the balance remained at $0 dollars for a couple days passed the due date. Am I still considered late on my payment?

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Your amount due is based on your prior statement period, not your current period.   So you're fine, but you will show a balance on the next statement.  

[creditnocash]

also wanted to add. that if last statement was pif and you had a 0 balance any charges incurred in this statement, wouldnt be due until the next one. so kind of like a window of 31-59 days to avoid interest. 

[Anonymous]

Thanks a lot guys that's a huge relief