Credit Cards Center Credit cards from our partners
Regular Contributor
Posts: 123
Registered: ‎10-05-2007

Re: personal LOC

I went back and checked my inquiries.  Actually there were only 4 in the last 12 months.  One was an auto loan on the samy day,2 pulled credit, did not buy car after all. One was a mortgage refinance, one was for a LOC that I did not go through with because the rate was too high, and then one was with the LOC I got for $ 5K with Wells Fargo and Wells pulled 2 inquiries, one when I opened the LOC and one when I opened the checking account they said I had to have to have the LOC

So of the 4, only one resulted in new credit.  So my ducks are probably more in a row than I originally thought. :smileywink:

AAoA- 6 years, Income $ 120k, uitlization - 8%.


EQ- 797


TU- 773

EX- 736 Lender pull.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.