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I just typed a really long response and myfico ate it!
Ok, let me see if I can start over.
The post you linked to was one of mine. To update that some, I will add here that I was charged an 'out of network' ATM network fee of $5 from Chase for using my DEBIT card. Since it does state this: Fees and interest may apply. Refer to your card's terms and conditions- Then I would proceed with caution since you could be hit with cash advance fee's if you use a CREDIT card.
I'm still a newbie with them (almost 1 year) and I am still uncertain of everything that I can do with their services. Maybe Hauling or one of the other USAA member's will respond who use them and understand. I will say that USAA is very timely in answering any secure messages sent from your account if you want to ask them questions that way. They even provided links so I didn't have to hunt for them. Give them a call or send them a message and I am sure they can explain any additional fee's and instructions. Mine have since been deleted from my account or I would have posted the response here for how I could actually do this with my Chase account to DD's teen checking.
stef37 wrote:
...I'm still a newbie with them (almost 1 year) and I am still uncertain of everything that I can do with their services. Maybe Hauling or one of the other USAA member's will respond who use them and understand. I will say that USAA is very timely in answering any secure messages sent from your account if you want to ask them questions that way. They even provided links so I didn't have to hunt for them. Give them a call or send them a message and I am sure they can explain any additional fee's and instructions. Mine have since been deleted from my account or I would have posted the response here for how I could actually do this with my Chase account to DD's teen checking.
For me that was an isolated incident. I do not like having to do cash advances and I was not even aware of the fact that I could do what I did with USAA until I posted about it here and sent the secure email while I was in a panic.
It certainly helped at the time and I have not needed to move any money like that since then. Hopefully I will be better prepared if sending DD off on the next trip.
MojaveMoon wrote:
I also want to find out from USAA more about why a person (like in stef37's case) may incur a $ 5 fee. Maybe Chase considered this as the equivalent of using your Chase debit card at a non-Chase branded ATM ?
I believe this to be the case. I know I am charged a fee if I use my debit card at a non-chase ATM, so I can see that.
If you use the deposit@home feature with USAA, any checks you scan into them are made immediately available into your USAA account and there is no charge. I did a BT check from Chase for 5k and the full amount was available instantly.
My name is also on DD's account as she is still a minor. So, I don't know if that would factor in. It's even possible I deposited into my USAA checking and moved to her's. I don't recall exactly if I did, but could go back and look to be certain.
USAA did freeze my accounts because I have a new social. My military ID had not been updated to the new number and it took about a month of sending documents from SSA to them and getting my info updated at the base before they would allow me access again. It kinda ticked me off at the time, but I can understand.
If anyone is wondering, USAA does verify info with the DOD. When I opened my account, I opened it under the new number, but my accounts had the old one listed and I NEVER gave them that number to use, as SSA said it would be fraud for me to ever use it again.
@Anonymous wrote:If you use the deposit@home feature with USAA, any checks you scan into them are made immediately available into your USAA account and there is no charge. I did a BT check from Chase for 5k and the full amount was available instantly.
@Anonymous wrote:My name is also on DD's account as she is still a minor. So, I don't know if that would factor in. It's even possible I deposited into my USAA checking and moved to her's. I don't recall exactly if I did, but could go back and look to be certain.