Ok That is what I thought ! I have a lot of gardening to do then, lol
I just added 3 new accounts in august last year (2 of which I regret and can't wait to close,or will have to sock drawer them&use,minimslly&pif just to esfablish more history) and will have had about 5 new inquiries (counting from the new cc's in august, plus this months hp for my approved discover 2,ooo cli,and hp denied cap1 cli request .
Trying to garden again: Myfico Experian: 621, Myfico Equifax : 613, MyFico transunion: 639
Goal : 780