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Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011

???? pre approvals

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‎11-10-2012 02:32 PM

I was just wondering, with my recent approvals for Amex and Discover,  Is there a chance I should start getting pre approvals in the mail now.....If so  Is it a good to put a freeze on my CR to let things simmer down a bit while in the garden??

 

I will not do this until my 61 day CL request from amex happens......Will Amex and Discover be able to soft pull my account???  is this considered a bad thing and rub these 2 co the wrong way?

 

thanks

Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
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Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: ???? pre approvals

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‎11-10-2012 02:45 PM

It's slow. Make sure you are opted-in. I started repair in June and since then I've gotten preapprovals for Walmart, jcp, finergerhut and a car dealership. Nothing I've wanted. (Already had Walmart discover when they sent me preapproval).


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
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