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Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011

???? pre approvals

I was just wondering, with my recent approvals for Amex and Discover,  Is there a chance I should start getting pre approvals in the mail now.....If so  Is it a good to put a freeze on my CR to let things simmer down a bit while in the garden??

 

I will not do this until my 61 day CL request from amex happens......Will Amex and Discover be able to soft pull my account???  is this considered a bad thing and rub these 2 co the wrong way?

 

thanks


Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: ???? pre approvals

It's slow. Make sure you are opted-in. I started repair in June and since then I've gotten preapprovals for Walmart, jcp, finergerhut and a car dealership. Nothing I've wanted. (Already had Walmart discover when they sent me preapproval).


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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