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I got my Orchard and HSBC at the same time. I applied for Orchard and they automatically sent me both cards.CI got auto clis from Orchard.
HSBC does not grow with you at all
Cap One has been the best.
This was post BK.
They sent me both cards. Orchard & HSBC at the same time. Orchard was a better card.
[Edited; please be respectful of others in your posts. - Lel]