@DaveInAZ wrote:
@Anonymous wrote:
Avoid.Why? No AF WEMC, 12 mos 0% interest.
The GM rewards are pretty much useless to me, just bought a car, my first car purchase in 11 years - when I buy a car I keep it until it doesn't go anymore, or gets too expensive to keep it going. But I could use the 0% over the next year, and the boost to my total available credit.
EDIT: NRB525 beat me to it, but what's the Cap One roulette?
Because the way Mastercard designed this product, there are no two WEMC products that are the same. Each bank can choose what benefits their particular WEMC will have. And the Buypower card comes with very few of the benefits associated with a WEMC from what I understand. I assume this is what Nixon meant.
@Anonymous wrote:
@DaveInAZ wrote:
@Anonymous wrote:
Avoid.Why? No AF WEMC, 12 mos 0% interest.
The GM rewards are pretty much useless to me, just bought a car, my first car purchase in 11 years - when I buy a car I keep it until it doesn't go anymore, or gets too expensive to keep it going. But I could use the 0% over the next year, and the boost to my total available credit.
EDIT: NRB525 beat me to it, but what's the Cap One roulette?
Because the way Mastercard designed this product, there are no two WEMC products that are the same. Each bank can choose what benefits their particular WEMC will have. And the Buypower card comes with very few of the benefits associated with a WEMC from what I understand. I assume this is what Nixon meant.
You will need to back that one up with some facts.
Looking at the Guide to Benefits, I don't see any missing. Includes access to private jets if you so wish, for example.
https://www.gmcard.com/gmcardrt/agency/pdfs/world-elite-mastercard-benefits-guide.pdf
@NRB525 wrote:
@Anonymous wrote:
@DaveInAZ wrote:
@Anonymous wrote:
Avoid.Why? No AF WEMC, 12 mos 0% interest.
The GM rewards are pretty much useless to me, just bought a car, my first car purchase in 11 years - when I buy a car I keep it until it doesn't go anymore, or gets too expensive to keep it going. But I could use the 0% over the next year, and the boost to my total available credit.
EDIT: NRB525 beat me to it, but what's the Cap One roulette?
Because the way Mastercard designed this product, there are no two WEMC products that are the same. Each bank can choose what benefits their particular WEMC will have. And the Buypower card comes with very few of the benefits associated with a WEMC from what I understand. I assume this is what Nixon meant.
You will need to back that one up with some facts.
Looking at the Guide to Benefits, I don't see any missing. Includes access to private jets if you so wish, for example.
https://www.gmcard.com/gmcardrt/agency/pdfs/world-elite-mastercard-benefits-guide.pdf
I remember people reporting that on this forum. Let me see if I can track down the specific info.
I can't think of a GM product I would want right now, so the rewards don't suit my needs. In the past I have been interested in a Tahoe or Yukon, but ended up with something else. In the future, if I lose my hair and grow out my gut a little I might be interested in a Corvette (haha, just kidding). It's definitely not an everyday spending type of card because of the low annual limit on rewards, but 5% is nice for those that do like GM products. If you don't like GM, well then a GM affinity card probably doesn't make any sense for you.
@Anonymous wrote:
@NRB525 wrote:
@Anonymous wrote:
@DaveInAZ wrote:
@Anonymous wrote:
Avoid.Why? No AF WEMC, 12 mos 0% interest.
The GM rewards are pretty much useless to me, just bought a car, my first car purchase in 11 years - when I buy a car I keep it until it doesn't go anymore, or gets too expensive to keep it going. But I could use the 0% over the next year, and the boost to my total available credit.
EDIT: NRB525 beat me to it, but what's the Cap One roulette?
Because the way Mastercard designed this product, there are no two WEMC products that are the same. Each bank can choose what benefits their particular WEMC will have. And the Buypower card comes with very few of the benefits associated with a WEMC from what I understand. I assume this is what Nixon meant.
You will need to back that one up with some facts.
Looking at the Guide to Benefits, I don't see any missing. Includes access to private jets if you so wish, for example.
https://www.gmcard.com/gmcardrt/agency/pdfs/world-elite-mastercard-benefits-guide.pdf
I remember people reporting that on this forum. Let me see if I can track down the specific info.
Never mind. It seems that the Arrival card was the one I had read about that seems to not include many of these benefits ( http://ficoforums.myfico.com/t5/Credit-Cards/GM-Buypower-card-is-very-ugly/td-p/3732496/page/2 )
The part about WEMC products being different is true regardless, so buyer beware. But I do have to apologize for the mistaken info. Thanks for calling me out.
But I sure do like that Cadillac card!!!!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
