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Frequent Contributor
pineappledaydreams
Posts: 257
Registered: ‎04-03-2012

Re: psecu.

Yes. They seem like an amazing cu.
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


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Established Contributor
Simply827
Posts: 650
Registered: ‎10-15-2012

Re: psecu.


Chaos122 wrote:

congrats to the op on his approval, psecu is great they are my fav cu.  for those who get declined dont get discouraged just keep working on it.  I was declined 2 or 3 times over a year and a half before i was eventually approved. They kept declining me for too many inquiries and new accounts so I went into the garden just for them and apped when everything had aged off, approved with no problems.

 

Im in the garden now for USAA, no apps till november, then USAA is MINE! lol.  USAA is the last card on my list and will be my last app for a long time.

 

 


Welp, in that case, I'll likely be denied next year too. I'm definitely apping for at least 2 cards and an auto loan this year. Maybe I'll try again in 2015.


Starting Score: 515
Current Score: EQ 667 EX 670 TU 683
Goal Score: 700+

PSECU $10000 | Discover IT $9250 | DCU $5000 | Chase Freedom $4000 | Citi TYP $3500 | Barclay Ring $3500 | PayPal Extras MC $3000 | Cap 1 Platinum $1700 | Cap 1 QS One $1500 | Union Plus $1000 | Target $200
Frequent Contributor
MrCredit
Posts: 421
Registered: ‎11-13-2008

Re: psecu.

Honestly I have found anything past 660 they are flexible. I have gotten every single thing I have applied for with them. They are awesome!! If you have perfect credit with no baddies you are fine.

 

PSECU Visa $20,000, Amex SPG $1,000, (What a joke!) Amex Platinum NPSL, PSECU LOC $20,000, BOA Amex $18,500,Fidelity Rewards Amex $10,000, Fidelity Rewards Visa Sig $7,500, Citi Diamond Preferred MC $8,300, Citi AA Advantage $8,500, WF Plat $10,000, Chase Sapphire Preferred $19,000, Chase Marriott Rewards $17,000, Lowes $10,000 (For the life of me they wont go above this),Kohls Charge $1,000

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