06-16-2011 01:17 PM
ok so i think i got this right but not sure. i applied for the psecu membership and looks like got approved so now do i sign this form and send it off? Then do i just wait to hear from them? And i see where i put the $6 in but dont i have to deposit $20 more? just a little confused still, thanks
06-16-2011 03:10 PM
Printing the application and the msg you get online do not mean that you're approved. I know the online message would lead you to believe otherwise. You still need to send them your app and a check for $6 (unless you chose the trsfr fm your bank a/c). You only need to pay $6 -- $1 fee and $5 your deposit share, which means that as long as your acct is open, your balance can't go below this $5.
You'll probably get a call or email 2 or 3 days after they get your app. Sometimes they want more info, sometimes everything's fine, and sometimes they say you're not qualified to join. I've read through the "monster thread" and can't seem to find any rhyme or reason for which one someone gets, beyond their residential requirements.
If for some reason you can't join, they'll give you back your $6.00.
06-16-2011 07:48 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.