Credit Card Center Advertiser Disclosure†
03-13-2013 01:26 PM
03-13-2013 01:32 PM
Can i be your room mate? I'll rent a small closet or a corner in your living room? Enjoy the free EX score.
03-13-2013 01:47 PM
03-13-2013 02:08 PM
For me, they were tough.
My credit scores hovers around (just above and just below) 800, virtually no debt (paid off each payday or sooner in most cases), and nothing negative on the credit report.
The lady told me I had to fax in pay stubs, tax returns, and give them permission to speak to HR dept to verify employment and pay. (Rental income did not count.) I thought that was outrageous given my credit report. She said it was standard. All of that for a credit card. (My cc's have high limits, so this was shocking!).
I decided it was not worth the effort.
Things could have changed. I might have had a tough rep. Who knows?
Call up and ask what they require. That is what I had done. And please let us know what they say!
03-13-2013 02:09 PM
03-13-2013 02:26 PM
Okay. Ill give them a call
They were not that hard for me. I was pre-approved for their Visa last July when I refi'd my truck with them. 9k lmit not bad at all!! Got a 3K HP CLI 3 months later.
03-13-2013 02:37 PM
03-13-2013 02:45 PM
03-22-2013 09:41 AM
Any update pineapple?
I'm thinking about applying for this card, but I doubt I'd get approved with a PR on my EX report. I'll give them a call to see what they think.