03-13-2013 01:26 PM
03-13-2013 01:32 PM
Can i be your room mate? I'll rent a small closet or a corner in your living room? Enjoy the free EX score.
03-13-2013 01:47 PM
03-13-2013 02:08 PM
For me, they were tough.
My credit scores hovers around (just above and just below) 800, virtually no debt (paid off each payday or sooner in most cases), and nothing negative on the credit report.
The lady told me I had to fax in pay stubs, tax returns, and give them permission to speak to HR dept to verify employment and pay. (Rental income did not count.) I thought that was outrageous given my credit report. She said it was standard. All of that for a credit card. (My cc's have high limits, so this was shocking!).
I decided it was not worth the effort.
Things could have changed. I might have had a tough rep. Who knows?
Call up and ask what they require. That is what I had done. And please let us know what they say!
03-13-2013 02:09 PM
03-13-2013 02:26 PM
Okay. Ill give them a call
They were not that hard for me. I was pre-approved for their Visa last July when I refi'd my truck with them. 9k lmit not bad at all!! Got a 3K HP CLI 3 months later.
03-13-2013 02:37 PM
03-13-2013 02:45 PM
03-13-2013 03:00 PM
I am guessing I didnt get denied might be an approval just waiting on my stubs.
Fingers crossed for ya!!!
03-22-2013 09:41 AM
Any update pineapple?
I'm thinking about applying for this card, but I doubt I'd get approved with a PR on my EX report. I'll give them a call to see what they think.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.