So was that a pre-approval from the website? Did you get a message that you were pre-approved for that card or did you have to apply?
I just tried and they denied me. Looks like I won't be getting a car loan from them either. If it wasn't for the EX FICO, I would dump them.
That's odd that they denied you. Did you apply over the phone?
I have an old PR on my EX. I applied over the phone and asked questions but the woman said she couldn't give me any answers. I was forwarded to a loan originator who sounded like a total ditz. That's what made me most mad, not the denial. I already had a feeling I'd be denied but said what the h, go for it. It's ok, they just won't be getting any of my business for the next year.
Thanks pineapple. I almost thought about applying for Chase Freedom or Discover It just looking for an approval. But those are two cards I really want so I'll wait until I'm ready. I didn't really need the PSECU card, just thought I might use it for BTs and the low APR.
Back to the garden!
congrats to the op on his approval, psecu is great they are my fav cu. for those who get declined dont get discouraged just keep working on it. I was declined 2 or 3 times over a year and a half before i was eventually approved. They kept declining me for too many inquiries and new accounts so I went into the garden just for them and apped when everything had aged off, approved with no problems.
Im in the garden now for USAA, no apps till november, then USAA is MINE! lol. USAA is the last card on my list and will be my last app for a long time.