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question about PC: blue cash to blue cash everyday

Valued Member

question about PC: blue cash to blue cash everyday

Hi All,

I've been an Amex customer for 10 years, but went a few years with no amex card. Then, last June I applied for zync, october for delta gold, april for blue cash (at which point I closed the zync and applied for PR gold because of better points system for my needs). On a separate note, I also applied and received the chase freedom card in april. This sounds like a lot, but I was really just trying to get the right cards and I plan on keeping these for the long haul. I PIF all of my cards every month. 

 

Needless to say, within weeks of receiving my blue cash, they announced the blue cash everyday and blue cash preferred. I know that I cannot, nor do I want to, switch to the preferred until I've had my blue cash for 13 months. However, we use the blue cash card as our household card (groceries, dining out, etc) and I really don't think we're going to reach the $6500 mark in time to make the 5% we'd then receive worth it when we could be getting 3% on groceries year round. So, I'm interested in PC'ing to the blue cash everyday. My questions are: is it too soon for amex to feel comfortable switching me (i think 13 month rule doesn't apply because there's no AF, right?), will this cause an FR because I've been so active with applying (don't want the headache!), and lastly, will my dates and account number stay the same (this is important to me!)? 

 

Thanks for your input!


Starting Score: 683
Current Scores: fico (not fako) as of 06/23/12 - tu-772, eq-728, ex-???
Goal Score: 750 across all 3 CBs


Take the FICO Fitness Challenge
Message 1 of 8
7 REPLIES
Established Contributor

Re: question about PC: blue cash to blue cash everyday


drock wrote:

Hi All,

I've been an Amex customer for 10 years, but went a few years with no amex card. Then, last June I applied for zync, october for delta gold, april for blue cash (at which point I closed the zync and applied for PR gold because of better points system for my needs). On a separate note, I also applied and received the chase freedom card in april. This sounds like a lot, but I was really just trying to get the right cards and I plan on keeping these for the long haul. I PIF all of my cards every month. 

 

Needless to say, within weeks of receiving my blue cash, they announced the blue cash everyday and blue cash preferred. I know that I cannot, nor do I want to, switch to the preferred until I've had my blue cash for 13 months. However, we use the blue cash card as our household card (groceries, dining out, etc) and I really don't think we're going to reach the $6500 mark in time to make the 5% we'd then receive worth it when we could be getting 3% on groceries year round. So, I'm interested in PC'ing to the blue cash everyday. My questions are: is it too soon for amex to feel comfortable switching me (i think 13 month rule doesn't apply because there's no AF, right?), will this cause an FR because I've been so active with applying (don't want the headache!), and lastly, will my dates and account number stay the same (this is important to me!)? 

 

Thanks for your input!


Amex has now started allowing PC from Blue Cash to the Everyday/Preferred for accounts younger than 13 months. I say if you want it, go for it! Good luck!

FICO: EX: 763 (12/16); TU: 786 (12/16); EQ 731 (12/16)
Amex Blue Cash Preferred | Amex SimplyCash Plus | Chase Amazon Prime VS | Chase Freedom VS | Discover IT | Penfed Power Cash Rewards VS | Sams Club MC | USAA Limitless Rewards PV
Message 2 of 8
Valued Member

Re: question about PC: blue cash to blue cash everyday

But do folks think that it could invoke a FR and also, does account info all stay the same? As for the younger than 13 months thing, my understanding is if it's from no AF revolver to no AF revolver, it's ok, but if you're adding a fee then it's a no go. 


Starting Score: 683
Current Scores: fico (not fako) as of 06/23/12 - tu-772, eq-728, ex-???
Goal Score: 750 across all 3 CBs


Take the FICO Fitness Challenge
Message 3 of 8
Regular Contributor

Re: question about PC: blue cash to blue cash everyday


drock wrote:

But do folks think that it could invoke a FR and also, does account info all stay the same? As for the younger than 13 months thing, my understanding is if it's from no AF revolver to no AF revolver, it's ok, but if you're adding a fee then it's a no go. 



Account info stays the same. I PC'd from Blue Cash to Blue Cash Everyday in my 5th month, and account numbers and everything stayed the same. New card though (looks identical except on the back where it says Blue Cash it now says Blue Cash Everyday).

Message 4 of 8
Valued Member

Re: question about PC: blue cash to blue cash everyday

Thanks for the info. I called and changed it to the everyday card today and they are mailing a new card out this week. thanks again!


Starting Score: 683
Current Scores: fico (not fako) as of 06/23/12 - tu-772, eq-728, ex-???
Goal Score: 750 across all 3 CBs


Take the FICO Fitness Challenge
Message 5 of 8
Valued Contributor

Re: question about PC: blue cash to blue cash everyday

Congratulations!   I believe you will love the Blue Cash Everyday ~  Smiley Wink

 

* I switched from Blue to Blue Cash Everyday.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
It's very tough with small income ~ The Rewards are big little helper to me.
Message 6 of 8
Regular Contributor

Re: question about PC: blue cash to blue cash everyday

Would I be able to change my Clear card to a Blue Cash Preferred Everyday? I got my Clear card exactly two months ago.

Message 7 of 8
Valued Contributor

Re: question about PC: blue cash to blue cash everyday


Awesomely wrote:

Would I be able to change my Clear card to a Blue Cash Preferred Everyday? I got my Clear card exactly two months ago.



Sorry ~ I am not sure.   You may better to ask Amex.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
It's very tough with small income ~ The Rewards are big little helper to me.
Message 8 of 8