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question about amex

Valued Contributor

question about amex

So hopefully ill get a 3x cli on my bce in about 13 days. I was wondering IF i get the cli which should bring me up to 7500 id be able to use some of that cl to open a SPG? also i apped for the SPG last month and was denied Smiley Sad and if they could use that app to open it? Thanks
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
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4 REPLIES
Frequent Contributor

Re: question about amex


jsickz32 wrote:
So hopefully ill get a 3x cli on my bce in about 13 days. I was wondering IF i get the cli which should bring me up to 7500 id be able to use some of that cl to open a SPG? also i apped for the SPG last month and was denied Smiley Sad and if they could use that app to open it? Thanks

More than likely it will be a hard pull (if approved) and soft if denied (as usual) I doubt they will use the same pull, they will use the last soft for the CLI on your BCE.  Pretty sure they wont reallocate CL  to open a new account.


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Message 2 of 5
Valued Contributor

Re: question about amex

I know its a SP for denials and HP if approved. I just wana know if they move credit to open a diff credit card. Bofa did this for me to open a new cc so im wondering if anyone has done this with amex.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 3 of 5
Valued Contributor

Re: question about amex


jsickz32 wrote:
So hopefully ill get a 3x cli on my bce in about 13 days. I was wondering IF i get the cli which should bring me up to 7500 id be able to use some of that cl to open a SPG? also i apped for the SPG last month and was denied Smiley Sad and if they could use that app to open it? Thanks

No AMEX will not move credit lines to open a card, and sorry to be the bearer of bad news, your CLI isn't an automatic approval, the fact that you were denied for a card doesn't bode well for getting a CLI at 61 days. Amex can be nice to get you in the door, but can be very conservative at times. 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 4 of 5
Valued Contributor

Re: question about amex

Ah ok. I was approved for the goldpr right before apping for the SPG and month before that for the bce and green so maybe i pushed too much. But we'll see if i get the cli, i know its not auto approval.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 5 of 5