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question about hooters card

Valued Member

question about hooters card

Guys I just got my hooters card. But my CL is only $500 with $48 AF. I did called the backdoor number but they can't help me. So what I want to know is, how many mths I need before I ask for another CL? And I'm planning to use all $500 and then PIF on the next statement will that help? Any tips n input will be appreciate
Message 1 of 8
7 REPLIES
Established Contributor

Re: question about hooters card

I got mine in March for 500.00 I noticed that they soft pulled in June for me on TU but no cli for me as yet. 
Message 2 of 8
Valued Contributor

Re: question about hooters card



kearney wrote:
Guys I just got my hooters card. But my CL is only $500 with $48 AF. I did called the backdoor number but they can't help me. So what I want to know is, how many mths I need before I ask for another CL? And I'm planning to use all $500 and then PIF on the next statement will that help? Any tips n input will be appreciate

I'm a new Hooters cardholder myself a customer service rep told me they review your account every month for a CLI i find that hard to believe. I hope i get a Auto CLI soon if not i'm gonna wait until i've had the card 6 months but the only thing if you call an request a CLI they do a hard pull.



Message Edited by mjbfan79 on 07-28-2008 04:11 PM

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Message 3 of 8
Valued Contributor

Re: question about hooters card

I just applied a week or so ago and was declined Man Sad  I just received the letter and it says that if I want to know the reason they declined me that I would have to call them.  I will call tomorrow but does anyone think a recon would work?
CURRENT SCORES: TU: 641 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 28% / Goal: 700 by 7/2/15

Message 4 of 8
Established Contributor

Re: question about hooters card

I got an auto CLI after 7 Months($1000 to $1400). Everytime I called to request 1 I was always turned down.
Advice is what we ask for when we already know the answer but wish we didn't.
Message 5 of 8
Established Contributor

Re: question about hooters card

My 7 months is due right about now. I'll report if I see a CLI. I fully expect to. I started at $1500 6+ months ago.
1-14-08....... TU=683, EQ=667, EX=666
7-04-08....... TU=688, EQ=678, EX=682.......
.......4 of my 5 cards and a new car later.
2/13/09 and forever EX 693
Message 6 of 8
Valued Contributor

Re: question about hooters card

Well i hope i don't have to wait 7 months for a CLI.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Message 7 of 8
Highlighted
Established Contributor

Re: question about hooters card

I think that is how it works with Hooters from what I understand. 6 months.
1-14-08....... TU=683, EQ=667, EX=666
7-04-08....... TU=688, EQ=678, EX=682.......
.......4 of my 5 cards and a new car later.
2/13/09 and forever EX 693
Message 8 of 8