New Contributor
Posts: 72
Registered: ‎02-15-2012

question. chase united club card bk friendly???

someone at work confided in me a bk 7 filed in 2010 and now has a 718 cs fico from experian. He has plenty of credit. no chase though. is it possible to get this card? he flies united solely. i did not know what to tell him.
Valued Contributor
Posts: 3,574
Registered: ‎06-05-2013

Re: question. chase united club card bk friendly???

[ Edited ]

From what I recall, allegedly Chase's requirements are all the same.  Try looking at prior discussions on Chase and bankruptcies:


Try looking at the app.  IIRC the MileagePlus Explorer app asks specifcally about bankruptcies.

Super Contributor
Posts: 7,132
Registered: ‎02-27-2013

Re: question. chase united club card bk friendly???

Chase isn't exactly recent BK-friendly, though there are cases were people who got approved as well. More importantly, was chase included in the BK?
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Frequent Contributor
Posts: 398
Registered: ‎11-03-2012

Re: question. chase united club card bk friendly???

Short answer is no. Chase is not BK friendly. There are people with reports of success 7 years out with recon. That is not what I would consider BK friendly. A 700+ score 3 years post-BK is not abnormal in any sense, though I doubt this particular "EXPERIAN CS" is a FICO. Glad your friend is fully rebuilt credit wise 3 years out. 

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