01-19-2010 08:55 AM
We are in the rebuilding stage, and my husband and I have paid our fees to get the NM cards. We are getting both the MC and Visa. Here are my questions:
Does each card show up as a separate trade line on the credit report, or are they lumped into one trade line?
I applied with my husband as a joint user. Can we now have him apply with me as a joint user if we wanted to?
Do they still report as an unsecured card on the credit reports?
I paid the fee for the two cards, can I call to expidite the process with getting the deposit funds and identity verification so we don't have to wait the month and a half to get this onto our credit reports? If so, can someone list a phone number for me to use for customer service?
Thanks so much!!!
01-19-2010 01:53 PM
Oh I know they report everything, and I do plan on being religious about taking care of the account, just like i am with my utility, insurance, and other bills now.
Good to know they report the two cards owned by the same person as two different trade lines. Any other responses on my other questions would be awesome. Thanks!!