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question on apping--again NFCU

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mlanca83
New Contributor

question on apping--again NFCU

I just applied and was approved for the cash rewards visa with NCFU, I was thinking of app'ing for the nrewards now. I have a 690 and a few HP's this year (3 i think). Think its worth trying to apply?


Starting Score:550
Current Score: 683 EQ 680 TU
GoalScore 720
Message 1 of 7
6 REPLIES 6
madmann26
Valued Contributor

Re: question on apping--again NFCU

Go for it. While NFCU is hard pull happy, they tend to not worry about the number of inquiries themselves.

Current FICO 9 Scores



Message 2 of 7
mlanca83
New Contributor

Re: question on apping--again NFCU

Ok so I pulled the trigger and applied! Patiently waiting...or not so patiently waiting lol. If I get this card I am headed to the garden!

Starting Score:550
Current Score: 683 EQ 680 TU
GoalScore 720
Message 3 of 7
ktl72455
Valued Contributor

Re: question on apping--again NFCU

I got a Casgh Rewards offer in the mail dated 4/30/13 with the acceptance code. I did not do the app, instead on 5/14/13 I apped for the Nrewards and was approved. I would love to app for the cash rewards but not sure if I should use this offer from 4/30/13 or not.

 

I have 4 HP on EQ and score has gone up.  Theres no EXP date on this offer.

Should I do it and enter in the code or wait.??  I'm nervous!!  Rebuilding and dont want a wasted HP!! But I know NFCU is awsome as well.

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 4 of 7
09Lexie
Moderator Emerita

Re: question on apping--again NFCU

Message 5 of 7
CashOnDelivery
Established Contributor

Re: question on apping--again NFCU


@ktl72455 wrote:

I got a Casgh Rewards offer in the mail dated 4/30/13 with the acceptance code. I did not do the app, instead on 5/14/13 I apped for the Nrewards and was approved. I would love to app for the cash rewards but not sure if I should use this offer from 4/30/13 or not.

 

I have 4 HP on EQ and score has gone up.  Theres no EXP date on this offer.

Should I do it and enter in the code or wait.??  I'm nervous!!  Rebuilding and dont want a wasted HP!! But I know NFCU is awsome as well.


The nRewards card you have, was that the starting limit or did you do a CLI?


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

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Message 6 of 7
ktl72455
Valued Contributor

Re: question on apping--again NFCU

starting limit

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 7 of 7
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