question

[Anonymous]

Iso I have a  VS cc and then got the buckle credit card through the shopping card trick. I know they are both through comenity bank. I applied for an HSN card but i got the 7-10 day message. What could that be? Is it not through the same people? Or since I am just starting out will they only allow me 2?

[jamesdwi]

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@Anonymous wrote:

Iso I have a  VS cc and then got the buckle credit card through the shopping card trick. I know they are both through comenity bank. I applied for an HSN card but i got the 7-10 day message. What could that be? Is it not through the same people? Or since I am just starting out will they only allow me 2?

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how far apart were the applications, if its in a short period like within the same month, they may deny or do a manual review,  use the cards you have, pay more than the minimum payment perferably PIF. in 3 months try again for the card you want.

[Anonymous]

yeah the apps were pretty close together. So they can deny me? Guess that makes sense since I am just starting out. Thank you!

[chazjan]

I got denied for HSN and I shop there a lot 2 months later I got a pop up congrats u r approved for an HSN charge card it was 750.00 then 2 months later CLI to $1000 so maybe try again in a month or 2

[Anonymous]

were you accepted for anyone else through comenity bank before you were denied through HSN?

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@chazjan wrote:

I got denied for HSN and I shop there a lot 2 months later I got a pop up congrats u r approved for an HSN charge card it was 750.00 then 2 months later CLI to $1000 so maybe try again in a month or 2

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[chazjan]

Yes that's why I was bold enough to app for hsn