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quick question?

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jsickz32
Valued Contributor

quick question?

ive had my amex green for a month now and it has taken over my debit card. i like using it instead of my other cards but ive decided that the gold PR would be better for me because of the rewards. i also would like to have the zync just to have it(whats $25 a year). so my question is should i apply for the gold PR and is it possible to downgrade the green to zync or i have to wait a year to upgrade or downgrade my green?? in that case should i cancel my green and apply for both pr gold and zync? anyone in here has had the green and has upgraded to the gold and liked it better than the green? thanks

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 1 of 24
23 REPLIES 23
Revelate
Moderator Emeritus

Re: quick question?

I don't have direct experience, but the Green can be PC'd either way: down to Zync, or up to Gold / Gold PR, or probably even the Plat.

 

I don't think you have to wait a year either, might be able to do it now, but someone will be able to answer that portion of the question easily.




        
Message 2 of 24
Anonymous
Not applicable

Re: quick question?

Upgrading your Green would require a 12 month wait, due to some new law, where the issuer can't raise your annual fee for the first 12 months.  You could go ahead and put in a new app for the PR Gold though then you should be able to downgrade the Green to the Zync.

Message 3 of 24
Revelate
Moderator Emeritus

Re: quick question?


@Anonymous wrote:

Upgrading your Green would require a 12 month wait, due to some new law, where the issuer can't raise your annual fee for the first 12 months.  You could go ahead and put in a new app for the PR Gold though then you should be able to downgrade the Green to the Zync.


Ah silly me, for some reason I thought it was no annual fee to AF, rather than a change in AF in the first year.  My bad.




        
Message 4 of 24
jsickz32
Valued Contributor

Re: quick question?

Great thanks guys. I applied for the pr gold yesterday and was approved Smiley Happy. Im gonna call amex and downgrade my green to zync. But i kinda wanna keep the green too cuz i like the way it looks and im kinda of a collector i guess.... Too bad i cant have the 3
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 5 of 24
Crashem
Valued Contributor

Re: quick question?


@jsickz32 wrote:
Great thanks guys. I applied for the pr gold yesterday and was approved Smiley Happy. Im gonna call amex and downgrade my green to zync. But i kinda wanna keep the green too cuz i like the way it looks and im kinda of a collector i guess.... Too bad i cant have the 3

That is a lot of AFs just for the look.  I kind of like the look of Zync over the Green better.

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Message 6 of 24
jsickz32
Valued Contributor

Re: quick question?

@crashem i know thats why im not keeping the green. Do they let you keep the old card when you downgrade?? Ive never seen a zync in person so i wouldnt know but by the way people talk about it in here makes me want it(thanks for the peer pressure!!).
Funny story: i was buying water at S&S and had my green in my hand and this older guy saw my card and pulled out his gold and just looked at me and gave the thumbs up lol
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 7 of 24
Crashem
Valued Contributor

Re: quick question?


@jsickz32 wrote:
@Crashem i know thats why im not keeping the green. Do they let you keep the old card when you downgrade?? Ive never seen a zync in person so i wouldnt know but by the way people talk about it in here makes me want it(thanks for the peer pressure!!).
Funny story: i was buying water at S&S and had my green in my hand and this older guy saw my card and pulled out his gold and just looked at me and gave the thumbs up lol

You don't have to turn in your green card.  However not sure if it will still work however.  So your collection can continue to grow.  In fact, probably good idea to keep in just in case for future backdating reasons.

BTW, what is S&S?

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Message 8 of 24
webhopper
Moderator Emeritus

Re: quick question?

Zync is a very nice looking card. I really like it.
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 9 of 24
jsickz32
Valued Contributor

Re: quick question?

S&S=STOP & SHOP its a super market here in mass...
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 10 of 24
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