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@Duncanrr wrote:
I joined Chase as well this week. Chase Amazon Visa (your old card) and Chase Freedom. In a year I'll app for CSP.
Congrats on getting both cards.
Thanks. I squeeked by instant approval on Amazon one (they pulled EX and EQ) and I had to recon Freedom (EX pull). Going to banker tomorrow to setup 10/10 and hope they will not insist on another HP for checking account.
Happy for OP's success.
One more question (not that it really matters, but I'm just curious)...
Is the CSP a Mastercard or Visa, or is it just luck of the draw on which one you get?
@TNTransplant wrote:One more question (not that it really matters, but I'm just curious)...
Is the CSP a Mastercard or Visa, or is it just luck of the draw on which one you get?
It can be either one. It tends to default to Visa though if you just apply from the Chase website. If you want a MasterCard you can either apply through the MasterCard website (like I did) or call and request a MasterCard version after approval.
@Anonymous wrote:
@TNTransplant wrote:One more question (not that it really matters, but I'm just curious)...
Is the CSP a Mastercard or Visa, or is it just luck of the draw on which one you get?
It can be either one. It tends to default to Visa though if you just apply from the Chase website. If you want a MasterCard you can either apply through the MasterCard website (like I did) or call and request a MasterCard version after approval.
Thanks, koop. I went through the Chase website, so I imagine I will get the Visa.
One thing that I really liked about the card was the No Foreign Transfer fees. Does anyone know if Visa/Mastercard is more preferred when traveling out of the country?
Congratulations! That's a great approval, and I hope that you enjoy your new card. Also, I wanted to state that I really appeciate your attitude. Many of us here, including myself, have made mistakes with our credit. Instead of blaming the lending institution, you've learned from the experience and have improved your credit behavior, which has led you back into Chase's good graces. I take my hat off to you!
Congrats !!
I love Chase. One of my hoghest CL is with them.
@tinuviel wrote:Congratulations! That's a great approval, and I hope that you enjoy your new card. Also, I wanted to state that I really appeciate your attitude. Many of us here, including myself, have made mistakes with our credit. Instead of blaming the lending institution, you've learned from the experience and have improved your credit behavior, which has led you back into Chase's good graces. I take my hat off to you!
Thanks, Tinu.
I've learned so much about my credit during the 9 months I've been a member here, and it's amazing how much things improve by applying that knowledge. I wouldn't be honest if I didn't admit that my past credit issues were my fault.
I have been so strict with my budget this year (did break down and go on vacation this summer - I NEEDED it), but other than that I've made tremendous strides with reducing my revolving debt; it's all paying off now with getting prime cards with good limits.