Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
Koop10010 wrote:
TNTransplant wrote:One more question (not that it really matters, but I'm just curious)...
Is the CSP a Mastercard or Visa, or is it just luck of the draw on which one you get?
It can be either one. It tends to default to Visa though if you just apply from the Chase website. If you want a MasterCard you can either apply through the MasterCard website (like I did) or call and request a MasterCard version after approval.
Thanks, koop. I went through the Chase website, so I imagine I will get the Visa.
One thing that I really liked about the card was the No Foreign Transfer fees. Does anyone know if Visa/Mastercard is more preferred when traveling out of the country?
Congratulations! That's a great approval, and I hope that you enjoy your new card. Also, I wanted to state that I really appeciate your attitude. Many of us here, including myself, have made mistakes with our credit. Instead of blaming the lending institution, you've learned from the experience and have improved your credit behavior, which has led you back into Chase's good graces. I take my hat off to you!
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
tinuviel wrote:Congratulations! That's a great approval, and I hope that you enjoy your new card. Also, I wanted to state that I really appeciate your attitude. Many of us here, including myself, have made mistakes with our credit. Instead of blaming the lending institution, you've learned from the experience and have improved your credit behavior, which has led you back into Chase's good graces. I take my hat off to you!
Thanks, Tinu.
I've learned so much about my credit during the 9 months I've been a member here, and it's amazing how much things improve by applying that knowledge. I wouldn't be honest if I didn't admit that my past credit issues were my fault.
I have been so strict with my budget this year (did break down and go on vacation this summer - I NEEDED it), but other than that I've made tremendous strides with reducing my revolving debt; it's all paying off now with getting prime cards with good limits. 
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