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Contributor
sekada
Posts: 90
Registered: ‎03-24-2008

"Further Review" on Delta Gold app

I have the backdoor number, but no lunch break today. :smileysad: Are they open after 5p? And also, is there anything I should be prepared to give them as far as extra info etc?

I had a fraud alert on my account last year due to a data breach, but I think it's gone away now. Not sure what else it could be, other than my non-rockin' 687 credit score. Still, I have 100k+ income, 80K in retirement/savings, and 0 CC debt on my 5 open accounts. Oldest card is almost 10 yrs., youngest is about 7.  Thoughts?

Contributor
sekada
Posts: 90
Registered: ‎03-24-2008

Re: "Further Review" on Delta Gold app

Oh and, any idea how long these calls usually take?  Are we talking 30 mins - 1 hour or is it not that bad?  Have a jammed day, but would like to figure it out if possible so I know whether to wait on buying my plane tickets. :smileyhappy:

Established Contributor
Cdnewmanpac
Posts: 767
Registered: ‎01-16-2012

Re: "Further Review" on Delta Gold app

First, have you checked your app status again on line? Most "further review" with Amex convert within hours. Or are you saying they asked you to call? Mine took about 4 hours to go from under review to approved on the application status site. Might be worth checking before you call.

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
Established Contributor
adavis425
Posts: 512
Registered: ‎02-14-2012

Re: "Further Review" on Delta Gold app

I got that message yesterday and immediately went to the app status page where it showed approved. I would check there first or again if you have already.

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM Discover | Discover it | JCP


Contributor
sekada
Posts: 90
Registered: ‎03-24-2008

Re: "Further Review" on Delta Gold app

How do you check again? Mine is saying the page is expired and I don't want to resubmit the app!

 

Established Contributor
adavis425
Posts: 512
Registered: ‎02-14-2012

Re: "Further Review" on Delta Gold app

https://www262.americanexpress.com/appstatus

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM Discover | Discover it | JCP


Contributor
sekada
Posts: 90
Registered: ‎03-24-2008

Re: "Further Review" on Delta Gold app

Oh fab, I am approved!  Thanks for the tips :smileyhappy:  Doesn't say for how much, but whatever... mainly wanted the miles.

Established Contributor
adavis425
Posts: 512
Registered: ‎02-14-2012

Re: "Further Review" on Delta Gold app

Congrats!! It may take a day or two, but you can call 800.567.1083 (it's an automated line) and get your CL info. :smileytongue:

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM Discover | Discover it | JCP


Contributor
sekada
Posts: 90
Registered: ‎03-24-2008

Re: "Further Review" on Delta Gold app

Yayyy, $10k limit.  That will look pretty, sitting there in my wallet all unused.  :smileyhappy:

Established Contributor
rtw
Posts: 797
Registered: ‎05-01-2012

Re: "Further Review" on Delta Gold app

Congratulations! Very nice CL.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 698 (my FICO 07/08/14) TU: 693(07/08/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13

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