Credit Cards

[sekada]

I have the backdoor number, but no lunch break today. Are they open after 5p? And also, is there anything I should be prepared to give them as far as extra info etc?

I had a fraud alert on my account last year due to a data breach, but I think it's gone away now. Not sure what else it could be, other than my non-rockin' 687 credit score. Still, I have 100k+ income, 80K in retirement/savings, and 0 CC debt on my 5 open accounts. Oldest card is almost 10 yrs., youngest is about 7.  Thoughts?

[sekada]

Oh and, any idea how long these calls usually take?  Are we talking 30 mins - 1 hour or is it not that bad?  Have a jammed day, but would like to figure it out if possible so I know whether to wait on buying my plane tickets.

[Cdnewmanpac]

First, have you checked your app status again on line? Most "further review" with Amex convert within hours. Or are you saying they asked you to call? Mine took about 4 hours to go from under review to approved on the application status site. Might be worth checking before you call.

[adavis425]

I got that message yesterday and immediately went to the app status page where it showed approved. I would check there first or again if you have already.

[sekada]

How do you check again? Mine is saying the page is expired and I don't want to resubmit the app!

[adavis425]

https://www262.americanexpress.com/appstatus

[sekada]

Oh fab, I am approved!  Thanks for the tips   Doesn't say for how much, but whatever... mainly wanted the miles.

[adavis425]

Congrats!! It may take a day or two, but you can call 800.567.1083 (it's an automated line) and get your CL info.

[sekada]

Yayyy, $10k limit.  That will look pretty, sitting there in my wallet all unused. 

[rtw]

Congratulations! Very nice CL.